Jewelery bankruptcy of the network “Yashma gold. Reviews about jewelry stores jasper gold
A very widespread network of jewelry stores, wherever you look in Moscow - everywhere "Jashma Gold". But I always notice that the jewelry in these salons looks like someone has already worn them, and then they resell them and pass them off as new ones. The product design is very outdated, a kind of hello from the nineties. I know a little about stones and I can say with confidence - there are many "semi-precious" stones of very low quality, that is, ennobled. And some are even ordinary bright zircon with the inscription "ruby".I don't remember when I bought something from them. last time. But already more than a year they hired an effective marketer, and regularly spam Viber with some offers several times a month. Of course, I ban them, but the newsletter comes every time from a new number. This is quite aggressive and disrespectful behavior towards the buyer and I will not buy from them again. You can buy gold anywhere, but you don’t want to receive aggressive and unsolicited advertising, leaving them a phone once.
I bought a product, they sold it not in my size, and they blame me for this type as I measured it. Although when I came to the store I asked for my exact size and the sellers gave me my size, which was in their cell at number 18 and I tried it on, it turns out that they had a revaluation or the import of new products and they agreed that they piled everything up ( there is a record), but in the end I found out at home that they had sold a size smaller. Went to exchange refused, it lasted all month. Wrote a statement. They took the product, for some reason ...
There is nothing to do there. The quality is questionable, a lot of complaints about the quality and service. This applies to the ENTIRE network.
Branches are repaired or closed, it is difficult to track even via the Internet, I would like to have one or two huge better and permanent
I decided to make a birthday present for a girl, I came to Jasper Gold, asked for earrings with a blue stone, they offered me an option, I bought it. After presenting the gift, the girl said that they would not fit her in any way, because they were for children (the earrings for children are written on the label). The seller of this jewelry department did not consider it necessary to tell me that I give the girl children's earrings. I came to them not to return them, but simply to exchange them with a surcharge, for which they told me that my girlfriend has big ears, that she is both one and ...
Went to buy wedding rings, attracted a sign for all gold jewelry - a 50 percent discount. As a result, it turned out that the price of the simple ring 9500! The ring weighs exactly one gram. What is it for 1 gram of gold 9.5 thousand to pay? When in a nearby store, also a well-known chain of jewelry stores, exactly the same ring costs 3700. Yes, I understand that the discount is 50 percent, but why then raise prices so much? Like, that's what good fellows we are, we reduce the price by 50 percent, but what you raise by 60, they kept silent ...
In the shopping center "Rio" on Leninsky either they do not like customers or they deceive. We chose a gift for a relative for an anniversary, on December 20 of this year we stopped at the shopping center "RIO" (Leninsky, 109), at the YASHMA GOLD store. The sales girl reluctantly showed my husband and I a pair of earrings, put one to her ear, put it in a bag and left. I tried to ask another about promotions, if I can get a gift for the purchase. I was assured that there was no such action. I asked to weigh the gold jewelry to know how much I can expect ...
LLC "ProfInvest" 111396, Moscow, Svobodny avenue, 33, Trade House "Perovsky" tel.: (495)5404071, ext.0870. CEO KHAPAEV PAVEL VLADIMIROVICH. My husband bought me Golden ring with cubic zirkonia, sample 585, product code 4238617977, weight 2, 17. The cost of the product is 7 thousand 421 rubles. During the week, cast out 4 stones. We went to the store to return the ring and get money for a poor quality product. We were rude, rude, but accepted with all receipts. The ring was taken away for the second month already ...
Until 2014, the business of Mavlyanov and Martirosyan only grew. Mavlyanov, according to Forbes magazine, was engaged in imports in the mid-1990s jewelry and a few years later he was forced to create his own retail, because the products supplied from Turkey were of such quality that store merchandisers often refused goods.
In 1998, Mavlyanov, together with an old acquaintance Martirosyan, founded the Yashma Trade and Production Company (TPK) OJSC, which managed jewelry stores, a few years later they were transferred under the Yashma Gold brand.
In 2003, the partners bought the Kostroma jewelry factory, and things started to go well. Yashma Zoloto began with 38 stores and a revenue of 849 million rubles, in 2014 it was one of the largest in the country jewelry chains with 397 stores and revenue of 45 billion rubles. Mavlyanov also took part in Martirosyan's business - a chain of duty-free shops at Sheremetyevo and Domodedovo airports. Mavlyanov also had development projects near Moscow.
Now there is little left of it. A year ago, most of the duty-free shops closed, TPK Yashma was declared bankrupt, shares in development companies were sold by bailiffs. The courts ruled to recover 14.2 billion rubles personally from Mavlyanov in favor of creditors, and 13.7 billion rubles from Martirosyan. According to Mavlyanov, the economic crisis and unscrupulous partners are to blame for everything. Lenders consider Mavlyanov himself unscrupulous.
golden carousel
After checking for 2011-2012. Federal tax service(FTS) additionally charged TPK Yashma more than 7 billion rubles. VAT. According to Igor Mavlyanov, during the audit, the tax authorities revealed several minor violations. “Following its results, a decision was made to charge additional taxes that we paid,” Mavlyanov told Vedomosti. – However, later, in 2016, the Federal Tax Service revised its own decision for given period, opened and conducted a second tax audit, and absolutely additional VAT was charged on all transactions of TPK Yashma for this period.
At the end of 2016, employees came to the central office of Yashma Zoloto on Aviamotornaya Street Investigative Committee(SK) with search warrants. On December 19, the Investigative Committee announced the initiation of a criminal case under Art. 199 of the Criminal Code of the Russian Federation (“Tax Evasion”) in relation to the management of JSC Trade and Production Company Yashma. According to the results tax audit, conducted in 2015, the Federal Tax Service calculated that OAO TPK Yashma in the period from 2011 to 2012 did not pay the state, taking into account fines and penalties, 9.8 billion rubles, follows from the case materials.
According to the investigation, the management of Yashma created a fictitious document flow with almost 30 one-day firms and received precious metals through the Transnational Bank (the license was revoked in 2015) without paying VAT. In the materials of the checks, which Vedomosti got acquainted with, it is said that Yashma received gold bars from the vault of the bank under loan agreements. These operations were not subject to VAT, and the loan was closed by offsetting counter obligations without returning the bars to the vault.
The resulting gold was sold through a chain of technical firms without paying VAT. Law enforcement officials determined that these firms did not real activity, existed for no more than a year and a half and were registered to figureheads and nominees. The amount of unpaid tax was cashed out, withdrawn from circulation, transferred as a repayment of the obligations of the affiliated company - LLC Jewelery House Yashma. Then the money was returned back through the "technical companies" to the regional branches, and from there - abroad. Gold was transported and stored by employees of the private security company "Almada" in violation of the rules.
Companies that have not paid taxes have nothing to do with the Yashma group of companies, Mavlyanov emphasizes. “TPK Yashma paid all the taxes required by law, and the initiation of a criminal case is another attempt to put pressure on the company from its opponents,” he assures. TPK Yashma is challenging the decision on additional taxes in court, the case is in the first instance, he says: “We will defend the right and seek justice in the courts.”
Failed business
By 2015, CJSC Aerofirst, which operated Moscow Duty Free stores in Sheremetyevo, and CJSC Arial in Domodedovo, as well as the parent company of the Yashma Gold chain, TPK Yashma, ceased servicing loans, follows from claims of banks that went to courts. Duty free shops in 2015 received about 1.5 billion rubles. net loss due to a sharp drop in passenger traffic and revenue, and the operator was forced to close stores in Sheremetyevo Terminal D, which accounted for 60% of the network's revenue, Mavlyanov told Vedomosti. VTB collected 3.7 billion rubles from Aerofirst through the court, the company is in the process of bankruptcy. Just like Mavlyanov's Arial CJSC, whose stores are still operating in Domodedovo.
Over the 16 years of its existence, Yashma Zoloto has received more than 70 billion rubles. loans and regularly serviced them, explained Mavlyanov Supreme Court New York, where one of the creditors went - VTB Bank, to which Mavlyanov's structures owe about 2 billion rubles. Mavlyanov in his testimony emphasized that he spent all the funds on business development, and received dividends the only time– in the II quarter of 2006. But after the annexation of the Crimea, the outbreak of hostilities in Ukraine, the imposition of anti-Russian sanctions and the fall of the ruble caused by all this, the demand for jewelry fell sharply. “In 2015, we weathered the perfect storm that made it impossible to pay our bills,” Mavlyanov told the court. That year turned out to be the worst for the jewelry business, more than 30 companies in the sector went bankrupt and over time the number of bankrupts only grew, the businessman continued. The cost of raw materials has increased dramatically, and other costs have also increased. Contractors of Yashma did not fulfill their obligations, the most difficult was the failure to return 3 billion rubles. the Adamas company, which entered bankruptcy proceedings. As a result, more than half of the Yashma Zoloto stores suffered losses and were closed; the chain ended 2015 with a revenue of 16.8 billion rubles. and a loss of 2.7 billion rubles.
In the fall of 2014, a protracted crisis began in the industry, Eduard Utkin, general director of the Russian Jewelers Guild Association, confirms: all Russian jewelry companies saw a sharp drop in revenue and the average check in stores. According to the Assay Office, 110 tons of jewelry were produced in 2014, and 59 tons in 2015.
Banks also sharply increased interest rates - from 9-14% per annum to 25%, and sometimes up to 40%, Mavlyanov complained in correspondence with Vedomosti. In the fall of 2015, the same VTB raised the rate on one loan from 11.5 to 24.33%, and on another to 18.96%, Mavlyanov told the New York court. A VTB representative did not answer Vedomosti's question about the rate increase.
On January 25, 2016, TPK Yashma was declared bankrupt, now claims for 31.7 billion rubles are included in the register of creditors, of which about 10 billion are claims from tax authorities. The debtor's assets are negligible - 11.8 million rubles.
Among the largest creditors of Yashma are Sberbank (8.6 billion rubles), VTB (5.4 billion), Promsvyazbank (3 billion), Gazprombank (1.5 billion), Otkritie (1.1 billion), TKB (746 million). Yashma owes banks only about 10 billion rubles, about 4.5 billion more - obligations under the guarantee for factoring, and debts to Otkritie, TKB and other banks arose due to guarantees for loans from counterparties, such as Adamas, Mavlyanov assures. The parent company of the group, Capital Jewelry Plant LLC, has been in the process of bankruptcy since the fall of 2015. In the register of credit claims - debts to Sberbank and VTB in the amount of about 3 billion rubles. The representative of "Adamas" stated that "Yashma" never acted as a guarantor for the obligations of "Adamas". Adamas supplied products to Yashma and is now demanding 290 million rubles through the court, which she did not pay, he explains.
Mavlyanov emphasizes that he is doing everything possible to pay off creditors. He is sure that the pledged mass is enough to cover all his obligations. “The primary goal is to solve problems with banks, restructure debts and regain an honest name by fulfilling all obligations,” Mavlyanov told Vedomosti. In 2013, he divorced his wife, and in 2015 he shared his property with her, and after that he only had an apartment in Bobrov from real estate, where he registered.
It was not possible to contact Martirosyan.
“Mavlyanov purposefully took measures to withdraw assets from collection: this is the transfer of all property to his wife in the process of divorce, and personal bankruptcy, which, by a strange coincidence, was initiated after he moved to Voronezh,” says a person close to Otkritie. A representative of Otkritie said that the bank intends to collect debts on loans as much as possible.
Sberbank accepts everything possible measures to collect debts both from the companies of the group and from its beneficiaries. “There is information about the personal assets of the group's shareholders, including those abroad, which can and should be sources of debt repayment,” Maxim Degtyarev, vice president of Sberbank, told Vedomosti. According to Degtyarev, there is every reason to assume facts of fraud in obtaining a loan, the bank has already filed an application with law enforcement agencies to make an appropriate procedural decision.
Related property
Mavlyanov and Martirosyan had real estate abroad - and quite valuable, but it would not be easy to foreclose on it, VTB found out, the first of the creditors to apply to a foreign court. Mavlyanov is the guarantor for two loans for 2 billion rubles issued in 2013 by VTB. The bank asks the court of New York to challenge the transactions for the alienation of five properties and one company associated, according to its data, with Mavlyanov. By court order, this property is arrested. The VTB representative calls transactions for the alienation of property fraudulent, committed with the aim of deceiving the creditor.
In 2015, Hasanov filed complaints against Mavlyanov with the police, the prosecutor's office and the tax authorities. The reason was the agreement on the participation in the Novo-Nikolskoye project of a new partner - Golden Constellation LLC. Mavlyanov tried to transfer assets - apartments in houses - to this company and take away the development project, Gasanov is indignant: “In addition, I discovered that the general director of Agrostroy, a person close to Mavlyanov, a few days after his appointment, in September 2015, , issued on behalf of Agrostroy a guarantee for a loan of 3.5 billion rubles. in front of some escargot company. Another loan guarantee, for 1 billion rubles, was issued by Ramstroy, Gasanov complains. He challenged the bail decision in court. The quarreling partners tried to reconcile the representatives of Sberbank and the deputy head of the department for the development of new territories in Moscow, Pavel Perepelitsa: with their help, the shareholders of Agrostroy agreed to take another 420 million rubles from Sberbank. and complete the construction of a residential complex so that 900 equity holders who bought apartments can receive their property. Now Hasanov claims that Mavlyanov deliberately disrupted negotiations with the bank, the money was not received and the construction is standing (pictured). A person close to Sberbank confirms this. Mavlyanov does not comment on the story.
This includes two plots of land in the hills of Los Angeles, houses in Queens and Harlem and apartments in New York, as well as a company that owns two New York taxi licenses. Judging by court documents, total cost assets - about $ 15 million. According to VTB, Mavlyanov has been acquiring them since 1996, and by the end of 2015 he got rid of everything.
For example, land plots were first sold to Martirosyan's company, and he sold them - with a deferred payment - to Mavlyanov's eldest son, 26-year-old Ilio. Mavlyanov Jr. explained to the court that he bought the plots from his father's business partner, who considered that obtaining all the necessary permits for development was too troublesome and expensive. Ilio has a degree in construction and property management, and he is going to build up the plots himself, for which he created the Japer Venture Group a few years ago. It also works in it younger brother, 23-year-old Khanan Mavlyanov. Hanan's parents gave him a mansion in Queens and two taxi licenses.
The Mavlyanov family sold apartments in New York after a divorce married couple Evans for $3.5 million, and she leased it to Ilio Mavlyanov. According to him, Mavlyanov has nothing to do with the house in Harlem. VTB is trying to prove that it was he who provided the buyer of this $4.7 million mansion with at least $1.3 million from his bank account. And that this buyer was Mavlyanov's partner in other projects, who owed him a large sum. This does not prove Mavlyanov's connection with the apartments, all transactions were market transactions, the representative of the businessman explains to the court. And his son Ilio accuses VTB of unjustified interference in family affairs and causing damage to the development business.
“These are the affairs of my son, he is an adult, he lives his own life, and they are trying to hang my problems on him,” Mavlyanov Sr. told Vedomosti. He is trying to prove to the court that, guaranteeing the loans of his structures, he considered this a formal matter: the borrowing companies had enough assets. VTB did not require any information about personal assets, which proves the formality of the surety, Mavlyanov told the court. Loans received in Russia by Russian structures, the bank must collect in this country according to the procedure existing there, Mavlyanov's representative told the New York court.
Buildings in the red
In February, bailiffs sold shares in two development companies of Mavlyanov at an auction for only 1.5 million rubles. - and they were pledged to Sberbank under loans for 9 billion rubles. More than 10 years ago, Mavlyanov, together with businessman Babek Gasanov, founded the Ramstroy companies (Mavlyanov's share is 51%) - for the construction of the Solnechny residential complex in Ramenskoye - and Agrostroy (66%) - for the Novo-Nikolskoye low-rise village project . “We were introduced by a common business partner,” Gasanov told Vedomosti. - He had land, I bought part of the site. I was supposed to be engaged in construction, because I understand this, I have been doing it all my life, and he will provide financing as a person with connections in banks. Mavlyanov raised money in Sberbank.
"Solnechny" was built, there were problems with the second project. Residential complex "Novo-Nikolskoye" near the Kyiv highway started in 2012, the developers promised to build 67 low-rise buildings, 201 townhouses and 30 cottages on a plot of 150 hectares. Commissioning of the first stage of 10,000 sq. m was scheduled for December 2015, but in the middle of 2015, construction stopped due to a corporate conflict. Gasanov accused Mavlyanov first of trying to take away the development project from him, and then of trying to deliberately bankrupt him (for more details, see inset).
To the fact that Mavlyanov's shares were sold at a lower price, the businessman himself last week complained to the business ombudsman Boris Titov. This was done by a court decision to recover 300 million rubles. in favor of Otkritie Bank on guarantee for the counterparty - Sredinny Put LLC. federal Service bailiffs estimated the share in Agrostroy at 16,000 rubles, and in Ramstroy at 1.5 million rubles, Gasanov became the buyer, Mavlyanov reported. He estimated the assets of one Ramstroy, primarily real estate, at 4 billion rubles. In his opinion, the sale took place at the request of the creditor.
Otkritie did not approve the sale of Mavlyanov's development assets for 1.5 million rubles. and will challenge this assessment, objected to the representative of the bank. Gasanov explains the low value of assets by debts and guarantees for more than 11 billion rubles hanging on companies, and the upcoming costs of completing the Novo-Nikolskoye. According to him, he does not hope to make money on these projects, he will invest his own funds to maintain his reputation.
Connections are worth their weight in gold
Creditors suspect that Mavlyanov will continue to do business without paying off old debts, employees of two banks complained to Vedomosti. Stores open in place of closed Yashma Zoloto stores new network– Krasno Zoloto, which sells products from Kostroma region. According to SPARK, the founder of Krasno Zoloto LLC, a small business in the Kostroma region, is Evgeny Dmitriev. According to an employee of one of the jewelry networks, until 2014 Dmitriev, as individual entrepreneur worked in the store "Jashma gold".
It was not possible to contact him. Bankers - the interlocutors of Vedomosti believe that co-owners of Yashma are behind Krasno Zoloto. An employee of the Krasno Zoloto central office denied the company's connection with Yashma Zoloto or its owners. Mavlyanov said that Krasno Zoloto had nothing to do with him. “They used to take a franchise from Yashma, but later we stopped,” says Mavlyanov. “Dmitriev never worked at Yashma TPK.”
Restoring the jewelry network is easy, experts say. Retail in jewelry business is rarely arranged on the principle of a vertical holding, one or another type of franchise is mainly used, says Oksana Senatorova, publisher of the industry magazine Navigator jewelry trade". The Yashma Zoloto stores were separate legal entities, not related to each other, employees of two competing jewelry companies explain, SPARK data confirms this. These firms do not even need to buy a franchise: the manufacturer can supply its goods to stores under commission agreements, one of Vedomosti's interlocutors explains.
“I have been a successful entrepreneur for 20 years and I plan to continue to stay in business, I am not going to leave. I am sure that we will cope with all the problems,” Mavlyanov told Vedomosti.
Yashma Gold is one of the largest jewelry chains in Russia, which has its own production and thanks to this, avoiding various extra charges, offers its customers the widest range of jewelry at affordable prices.
Description of the network of stores Yashma GoldChain of jewelry stores pleases customers with quality products and attractive discounts. All Yashma Gold products comply with the latest international standards and have the highest consumer properties. High quality is achieved primarily by the presence of its own production base, which is located in the city of Kostroma - the oldest center of Russian jewelry craftsmanship. Full production cycle jewelry produced on modern equipment. The company carries out strict quality control, starting from the incoming quality control of metals and precious stones and before various tests consumer properties finished products.Assortment Jasper Gold represented by more than 60,000 jewelry offers. Classic jewelry art combined in catalogs Jasper Gold with latest trends and fashion jewelry trends. More everything Offers Jasper Gold can be seen on official website of Jasper Gold, as well as on information portalTiendeo. Geolocation internet serviceTiendeo gladly chooses for its readers only the most interesting and profitable offers and coupons Yashma Gold Company and publishes them in the pages of his site.History and geography of distribution of the company Yashma Gold Company Jasper Gold officially was opened in 1998 and today is in the TOP-2 of the largest jewelry chains in Russia with own production. Initially, the company was simply called Yashma, and modern name she received only after a merger with large Moscow retailers. Already by the year 2000 jewelry Jasper Gold have become real bestsellers in many cities Russian Federation. At present, the retail chain stores Yashma Gold represented by almost 400 dots in major dialects of Russia. Secrets of the success of Yashma Gold stores One of the secrets of success Yashma Gold Company it is customary to consider the differentiation of the line of jewelry, so there are three sectors:Give yourself and your loved ones luxurious Jewelry from precious metals And unique stones help online store website.
Jasper is a gem known since ancient times. It was with the discovery of deposits and processing of this stone that the stone-cutting industry of Russia began its history. This could not but affect the domestic jewelry industry generally.
About Yashma Gold
1998 - the year of the establishment of the trade and production enterprise "Yashma Zoloto". The main activity of the company was aimed at the manufacture of gold jewelry. Today Yashma Zoloto is the largest holding company. It occupies a leading position in the Russian market, which is confirmed by many diplomas, awards and a growing demand for its products among consumers. In more than 200 branded stores, Yashma Zoloto presents jewelry and interior items of its own production.
Jewelry catalog "Jashma Gold" in the online store site
A wide range of jewelry will pleasantly surprise even the most demanding customers. You can get acquainted with the jewelry "Jashma Gold" and find out the prices for them in our catalog. We have presented:
- Rings made of gold, silver, platinum are a wonderful romantic gift.
- Earrings are the most feminine piece of jewelry. Long broaches, studs, hoop earrings and lobes
- Bracelets - accentuate the wrist or the elegance of the ankle.
- Chain - perfect gift and for everyone.
- Most fine jewelry- this is a necklace. These jewelry will emphasize feminine beauty.
- Cufflinks, clips are the invariable accessory of a business man.
Our product catalog "Jashma Gold" offers a wide range of silverware and souvenirs. Silver jewelry is the perfect gift for an anniversary or wedding anniversary!
The jewelry store site offers to purchase jewelry "Jashma Gold" with a guarantee. We care about our image and the reputation of the factories whose products we represent. All jewelry is certified and has a sample. Jewelry can be exchanged and returned.
A unique system of discounts and favorable prices for jewelry "Jashma Gold"
Discount cards giving a 4% discount on the first purchase; special promotions that allow you to buy jewelry with a discount of up to 10%; club card GOLDAX.RU with a maximum discount of 10% - these are just some of the offers of the online store "Yashma Gold" for their customers, their friends and acquaintances!
Jasper Gold is one of the most large companies in the modern Russian jewelry market. Since its inception (1998), the company has been strengthening its position every year and expanding its activities in the production and sale of jewelry made of precious metals. The Yashma Gold chain of branded stores already has more than 150 stores in Russian cities. All Jasper products are produced in-house jewelry factory, and a team from professional designers. One of the services offered by the company is the creation of jewelry to order or according to an individual sketch. You can learn about all the new products and services of the company on the official website of Yashma Gold.
Catalog Jasper Gold
In jewelry stores Jasper Gold You can find jewelry for every taste. The product range mainly consists of gold 585 samples also available big choice silver products. In the salons you can pick up wedding rings, original pendants, earrings, bracelets, chains, brooches with diamonds, sapphires, emeralds, gems and other precious and semi-precious stones. The range also includes men's and women's gold watches. All products are certified and a guarantee is provided for each piece of jewelry.
Promotions and discounts of Yashma Gold stores
Thanks to the flexible funded system discounts and a simple procedure for obtaining a discount card, you can purchase fine jewelry with additional savings. In addition, Yashma holds sales and promotions, during which discounts on individual collections can reach 60%. For example, not so long ago, the company provided a 50% discount on all diamond jewelry, and you could buy gold chains at a price of 1,800 rubles. (for 1 gram).
Follow the news feed on our website and be aware of all the most advantageous offers.
