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The pension has not been accrued, what should I do? How to find out whether the old-age pension has been calculated correctly by the pension fund

According to paragraph 2 of Article 7 and paragraph 1 of Article 39 of the Constitution of the Russian Federation, every citizen of the country has the right to receive a pension - labor, upon reaching a certain age, social and in connection with established diseases. The most common type of pension payments are labor ones: in accordance with current legislation, to receive them you need to score a certain number of points (in 2018 - 30).

The procedure for calculating and determining the equivalence of conditional points to a citizen’s actual contributions to the Russian Pension Fund remains a mystery, therefore, in order to do so, the easiest way is to contact this government agency - in person or via the Internet, on the Pension Fund website or the State Services portal. We’ll talk further about the pros and cons of each method and what documents are needed to obtain information.

What do you need to find out your pension?

During the recent pension reform, it was decided to allocate two parts to the pension accrued to officially employed citizens: insurance and funded. The first is unconditional and is due to all Russian citizens, without exception, who have reached retirement age: men - from 65 years old, women - from 60 years old. It is easy to guess that the size of these payments, otherwise called social payments, is extremely small: today it is just over 5 thousand rubles per month. This amount is indexed annually in accordance with the level of inflation, but there is no reason to expect a significant increase.

The funded pension is formed from monthly insurance contributions to the state (PFR) or non-state pension fund, paid from the employee’s salary by the employer or, in the case of individual entrepreneurs or self-employed citizens, by the citizen receiving officially recorded income. It is on the basis of these deductions that points are calculated: you can find out their amount depending on earnings on the Pension Fund website.

A citizen has the right not only to receive a pension in connection with the occurrence of certain conditions: he can also find out at any time, in person or via the Internet, the current amount of his savings, check the correctness of the accruals, challenge the unlawful actions of the Pension Fund or, if he is entitled to two or more pensions, choose the most suitable option for yourself.

Important: due to the technical complexity for the end user and the lack of alternatives to the Unified Identification and Authentication System (USIA), used for authorization in a personal account on the State Services or the Pension Fund portal and often making it impossible to comfortably use these electronic services, as well as interruptions in the operation of the service itself that have recently become regular website of the State Service, a citizen who wants to find out how many points he has been awarded and what the size of his future pension is today is recommended to contact the Pension Fund branch in person: ultimately, this will save more time and effort.

In order to check the status of your pension, before visiting the Pension Fund you must take with you:

passport of a citizen of the Russian Federation;
insurance certificate (SNILS - a small green card);
sometimes - additional documents confirming military service, special working conditions, indicating the size of the family, and so on.

Advice: You can clarify the list of required papers in advance by calling a specialist at the local Pension Fund office or using the online reception services on the government agency’s website.

Requesting information via the Internet is carried out through the State Services service; An already registered and verified user will not need to provide the system with any additional data. But before that you will need to provide your passport details, SNILS numbers and a number of additional documents, which makes the procedure for obtaining information about pension accruals via the Internet identical to applying in person. In addition, you will not be able to view the size of your pension and use most other options on the State Services and Pension Fund websites until you confirm your identity and receive “full” authentication data - in person, by mail or in the form of an electronic key; The process takes, depending on the path chosen by the citizen, a lot of time, is inconvenient and, in the absence of the future pensioner’s desire to actively use all the functions of the unified identification and authentication system, is impractical.

Important: in all cases, in order to find out the current amount of pension accruals, a citizen will need SNILS. You cannot do without this document: if for some reason it was not received (which is extremely unlikely today) or was lost, you must contact the specialists of the Russian Pension Fund with an application for its provision or the issuance of a new card. The number contained on the document is unique within the country and, like passport data, should not be unnecessarily disclosed to strangers. In addition, SNILS will certainly need to be provided when registering with most other large financial institutions.

To find out the size of your future pension, you can also contact an employee of the human resources department of your company or a consultant of Sberbank of Russia PJSC, which works closely with the state. The first option is suitable for those who have worked all their lives in one organization: otherwise, it will be much easier to obtain the necessary information by directly coming to the Pension Fund branch. The second requires the personal presence of the applicant: in this case it will not be possible to take advantage of the opportunities. As usual, you will need to have a civil passport and SNILS with you; in the branch, in addition, you can make an initial or repeated one and learn about new offers and promotions from the largest financial institution in Russia. The procedure for obtaining information about the amount of pension in the HR department can be clarified directly from a specialist; Usually in this case the employee does not need to provide any documents.

Important: Any citizen of Russia has the right to find out about their pension accruals, regardless of age, social status and current employment. Specialists of the Pension Fund or other structures providing relevant information do not have the right to refuse a service; if this happens, it is necessary to notify your immediate superiors and, if a new refusal is received, higher authorities.

How to find out the size of your pension on the State Services website?

In accordance with the standards of the Unified Identification and Authentication System, most portal functions related to personal data can be used only after identity verification.

This is a complex procedure, the first step of which is to enter your first name, last name, email address and valid cell number. Then you will need to add information about yourself (this is where a Russian citizen’s passport and SNILS will come in handy), and then, after passing verification in several government agencies, obtain authentication data.

Having successfully completed all stages, a full-fledged user of State Services will be able not only to view the amount of his pension accruals, but also to receive an archival certificate from the Ministry of Internal Affairs, make an appointment with a doctor, or leave a request for the provision of other services provided electronically. Here you can find out - provided, however, that this person is the registered one.

To check the amount of pension accruals on State Services, an already registered and “confirmed” user needs to:

Go to the website using the link gosuslugi.ru. Proceed with authorization in your personal account by left-clicking on the desired link.

Enter the password you created during registration, then click the blue “Login” button. If your password has been forgotten or lost, you must use the corresponding link located under the button.

Important: a site visitor can log in using a qualified electronic signature by clicking on the bottom link. It is quite logical that in this case it is necessary to have on hand a “key” containing an electronic digital signature - a flash card, memory card or hard drive, which will need to be connected to the PC via a USB connector in the usual way.

Many users have recently encountered a problem: after logging into their personal account, they are redirected to the “For Foreign Citizens” section of the site and, accordingly, cannot quickly find the service they need. The solution is simple: in the upper left corner of the main page you need to open the drop-down menu by clicking the mouse and select the “For citizens” item in it; In this case, re-authorization is not required.

The first, easiest way to see the size of your pension savings is to scroll down a little on the page that opens, go to the “Popular on the portal” section and select the “Notification of the status of a personal account in the Pension Fund” service, as before, by clicking on it.

However, this option, depending on the region of residence of a person and the statistics of requests, does not always appear in “Popular”. Then you need to go down a little more and click on the blue “All services” button located in the center.

On the newly opened page you need to find the section “Pension, benefits and benefits” and open it with a mouse click.

On the new page, the user will see the previously mentioned link and can navigate to it in the usual way.

Important: although a visual search on the page does not take much time, a person who does not want to wait can immediately go to the full list of services provided by clicking on the subheading of the same name located at the top.

Now all that remains is to confirm your consent to data processing by clicking the blue “Get service” button located to the right of the center. The information will be provided to the citizen within a few minutes in a downloadable PDF file. You can view it in your personal account; In addition, the user has the opportunity to send the file to his email or save the document on the PC hard drive.

Important: a person who has not completed the authentication procedure on the State Services portal will not be able to receive an extract. In any case, the service will prompt him to enter the missing information and go through the remaining steps described above.

Advantages of obtaining information about pension accruals on the State Services website:

Mobility. The portal user does not need to go anywhere or even look away from the computer or laptop: it is enough to go through a one-time authentication procedure and then simply enter a previously created password or use an electronic key.
Gratuitous. Most of the government services presented on the portal are provided completely free of charge. For others, the citizen will have to pay a fee in the established amount, but using the Internet resource in this case will not cost him a penny.
Availability. Unlike government agencies, each of which has its own reception hours, which for obvious reasons usually coincide with the working hours of the citizen in need of services, the site operates around the clock, without weekends or holidays. Of course, if processing an application requires the participation of a person (a specialist from the relevant department), the user will have to wait until the start of the working day, but he can leave an application when it is more convenient for him - during the day or at night, on a weekday or a weekend.
No queues. It goes without saying that if a person does not need to appear in person at a government agency, he will not need to waste time waiting until it is his turn to enter the office or go to the window. In addition, the user of State Services will not have to deal with the need to communicate live with other visitors and employees - sometimes not the most pleasant people.

Disadvantages of using public services:

Technical complexity of authentication. The procedure was briefly described above: it is lengthy, inconvenient and often discourages citizens from any desire to switch to communicating with the state via the Internet. For many, it is easier to go to a Pension Fund branch, especially if it is not so far away, wait a little and resolve all issues in personal communication with an employee, than to share all personal data with the service and then waste time waiting for identity confirmation.
Necessity of a computing device connected to the Internet. To find out about the amount of their pension accruals, a citizen will need to have a computer, laptop, tablet or smartphone at hand (for the latter, the Gosuslugi mobile application has been developed). It is also important to have a stable, even if not the fastest, Internet: interaction with the portal, from authorization to receiving a completed electronic statement, occurs exclusively online.
Unpredictable wait times. Yes, the user will not have to waste time in queues; but it is also impossible to predict how quickly his request will be answered. The answer depends on many random factors that cannot be influenced. In recent years, there has been a slight increase in the speed of service provision, but there is no talk of a serious breakthrough in this area yet.

Important: The State Services portal works only with the Pension Fund of Russia - a state non-profit structure. A citizen who has transferred the funded part of his pension to a non-state fund will not be able to obtain information about the current state of affairs on the website: he will have to send a request, in person, by mail or in any other prescribed manner, to the branch of his chosen NPF.

How to view your pension in the Pension Fund?

So, the State Services portal has both undoubted advantages and disadvantages that have not yet been eliminated, making working with it at least uncomfortable. The same, unfortunately, applies to the website of the Russian Pension Fund, located at pfrf.ru. Authorization on it occurs through the same Unified System (USIA), and, in fact, the personal account of the Pension Fund of the Russian Federation is a greatly stripped-down version of State Services. To view his pension accruals at the current moment, after logging into his personal account, the user must select the “Formation of pension rights” menu section: there he will receive all the relevant information for the past period. There are no difficulties here: a couple of mouse clicks - and the data can be viewed, copied and saved to a file.

But a truly significant advantage of the official website of the Pension Fund is the presence of a universal pension calculator, with the help of which any citizen can check whether his pension was calculated correctly. Although the creators of the program warn that the values obtained are purely for informational purposes, if serious discrepancies are detected, the user makes sense to think about contacting the Pension Fund with a request to clarify the situation. Of course, if the discrepancy is a dozen or two rubles, such an action is unlikely to be justified; but the greater the difference, the more quickly you need to find out what its reason is.

It’s especially nice that the “official” pension calculator is available even to unregistered site visitors; to use it, you just need:

Go to the Pension Fund portal by entering pfrf.ru in any browser. On the main page of the portal, follow the link “Citizen’s Personal Account”, as for obtaining information on the amount of pension accruals.

No authorization required; Just find the new link “Pension calculator” at the top of the page and left-click on it.

Another way to access the program is to scroll down the main page of the site to the very bottom and click on the blue button of the same name with a calculator icon.

The first thing a website visitor can do is to find out how many points he will be awarded in the current year required to receive a pension. There is a separate window for this, located at the top of the page on the right. As is clear from the explanation contained therein, the user just needs to enter the amount of his monthly salary in a single field and click the “Calculate” button - a new window with the annual number of points will appear at the bottom of the widget.

Now, having gone down a little, the future pensioner can begin basic calculations. To do this, he will have to fill out several fields (from “Gender” to “Official salary”) and click the blue “Calculate” button at the bottom of the page.

As before, a window with calculation results will appear under the calculator. It will indicate the number of points (coefficients) earned by the person, the amount of monthly salary and the total length of work experience.

It is easy to check the validity of the previously stated statement about the size and procedure for assigning a labor pension: if the number of points received does not exceed 30 or the citizen did not officially work at all, he will be assigned a minimum (social) pension, for 2018 amounting to 5034.25 rubles per month, or 60411 rubles per year.

The advantages and disadvantages of obtaining information through the website of the Russian Pension Fund generally coincide with those listed above for State Services.

A citizen can always check the size of his future pension in person by coming to the local Pension Fund branch and contacting a specialist. The list of documents required for this was given earlier; Now it makes sense to consider the advantages and disadvantages of a visit to the Pension Fund.

The advantages include:

Specialist help. You can immediately discuss with him all the issues within his competence, including finding out why the actual size of the pension differs from the expected one, how to challenge the calculations made by the Pension Fund of the Russian Federation and whether it is possible to switch to another pension if there are several of them. It is important to understand that the Russian Pension Fund is responsible only for its own activities: a citizen who transferred the funded part of his pension to a non-state pension fund must contact them for clarification.
Simplicity. To get a comprehensive answer, you don’t need to be computer literate or worry about having an Internet connection. It is enough to leave the apartment, taking your passport and SNILS with you, get to the branch and wait your turn: the Pension Fund employee will do the rest.
Credibility. The extract received from State Services is not certified by an electronic digital signature and therefore does not have legal force; a specialist from the Pension Fund can draw up the necessary document in accordance with all the requirements of the law - with seals and stamps.

The disadvantages of visiting the Pension Fund in person coincide with the advantages of receiving an electronic service; This:

the need to leave home;
waiting in line;
mandatory travel costs (travel on public transport, taxi or fuel costs for your own car);
fixed reception hours that coincide with the work schedule of most citizens.

Important: in addition to a personal visit and “communication” on the Internet, a citizen can send a request to the Pension Fund by registered mail, preferably with acknowledgment of receipt. However, such a shipment will not be cheap, and the waiting time for a response will extend for up to ten working days from the moment the government agency receives the request, which, given the modern pace of life, can hardly please a busy person.

Let's sum it up

You can check your pension accruals either via the Internet, or by visiting a Pension Fund branch in person or by sending a registered letter there. Both methods are good in their own way, and each of them has flaws.

Before challenging the seemingly unfair amount of accruals, a future pensioner can use a convenient online calculator available on the Pension Fund website: the program will provide him with an approximate calculation of the total number of points, the size of the pension and the total length of service. With this data, although not legally significant, you need to contact a Pension Fund specialist in order to receive a reasoned answer or initiate further proceedings.

Lawyer's phone number in Moscow +7 (499) 703-51-48 in St. Petersburg +7 (812) 309-42-67

After the pension reform, pensions are accrued to Russians according to age, based on the funded and insurance parts. In this regard, many pensioners began to doubt the correctness of the calculation of pension payments.

Where can I check whether my pension is calculated correctly?

To check the accrual of a pension, a pensioner should contact the Pension Fund of Russia (PFR) at the place of registration with an application addressed to the manager with a request to double-check the correctness of the pension accrual.

After reviewing the pensioner’s application, employees will recheck the correctness of the pension calculation and report the results.

A pensioner’s application for recalculation of the pension amount is considered no later than five days from the date of receipt.

Recalculation of the pension amount is carried out from the 1st day of the month following the month in which the pensioner’s application for recalculation of the pension amount was accepted.

If it turns out that the pension amount was calculated incorrectly, the amount will be automatically corrected. In accordance with current legislation, there are cases of revision and recalculation of pensions due to incorrect calculation. Such errors are associated, first of all, with the human factor (error in the work book, certificate of employment, etc.).

How and where can I check the status of my retirement account?

You can find out about the status of your individual personal account (IPA) as follows:

in credit institutions with which the Pension Fund of Russia has concluded a corresponding agreement (through an operator or through ATMs, as well as in electronic form - through terminals or Internet banking of credit institutions (Sberbank of Russia OJSC, Bank Uralsib OJSC, Gazprombank OJSC, Gazprombank OJSC "Bank of Moscow", CJSC VTB Bank));
on the portal of state and municipal services. To do this, you need to register on the portal, enter your personal account, select the “PFR” tab, the “Notification of the status of an individual personal account” item;
in the territorial bodies of the Pension Fund of the Russian Federation at the place of residence. You must have an identification document with you, an insurance certificate of compulsory pension insurance. The application can also be sent to the territorial body of the pension fund by mail, attaching notarized copies of the passport and certificate of compulsory pension insurance.

Where to complain?

If you are not sure about the correct calculation of your pension, contact the head of the pension fund department with a written statement. In your application, ask for payment information. Fund employees are required to respond, and in writing.

An extract on the accrual of pensions from the fund is issued upon request only once a year.

If, after receiving the statement, you have any doubts about the correctness of the pension calculation, you should contact the higher authority - the regional branch of the Pension Fund.

If after contacting the regional Pension Fund you still have questions, contact a lawyer (advocate), as you may have to go to court. Incorrect calculation of pensions by the courts is often recognized as illegally underestimated.
What is the minimum length of service required to receive a pension?

From 2015, the minimum total length of service for receiving an old-age pension will be gradually increased. From 6 years to 1 year per year for 10 years. Those whose total length of service by 2025 will be less than 15 years have the right to apply to the Pension Fund for a social pension (women at 60 years old, men at 65 years old).

In 2025, the minimum total length of service to receive an old-age pension will reach 15 years.

What social benefits are provided for pensions?

If the total amount of cash payments to a non-working pensioner is below the pensioner’s subsistence level established in the region of his residence, then he is provided with a federal or regional social supplement to his pension.

The federal social supplement to pension is set in such an amount as to:

Additional payment + pension = minimum living wage for a pensioner in a given region.

If the pensioner works, no additional payment is made.

A regional surcharge is established if the cost of living of a pensioner in the region is higher than the cost of living of a pensioner in the Russian Federation.

The federal social supplement to the pension is paid by the territorial body of the Pension Fund of the Russian Federation (PFR), and the regional one - by the authorized executive body of the constituent entity of the Russian Federation.
What is included in work experience?

Total length of service is understood as the total duration of labor and other socially useful activities until January 1, 2002, which includes:

periods of work as a worker, employee (including hired work outside the territory of the Russian Federation), member of a collective farm or other cooperative organization; periods of other work in which the employee, not being a worker or employee, was subject to compulsory pension insurance; periods of work (service) in paramilitary security, special communications agencies or in a mine rescue unit, regardless of its nature; periods of individual labor activity, including in agriculture;
periods of creative activity of members of creative unions - writers, artists, composers, filmmakers, theater workers, as well as writers and artists who are not members of the relevant creative unions;
service in the Armed Forces of the Russian Federation and other military formations created in accordance with the legislation of the Russian Federation, the United Armed Forces of the Commonwealth of Independent States, the Armed Forces of the former USSR, internal affairs bodies of the Russian Federation, foreign intelligence agencies, federal security service agencies, federal executive authorities, which provide for military service, the former state security bodies of the Russian Federation, as well as in the state security bodies and internal affairs bodies of the former USSR (including during periods when these bodies were called differently), stay in partisan detachments during the civil war and Great Patriotic War;
periods of temporary disability that began during the period of work, and the period of being on disability of groups I and II, received as a result of an injury associated with production or an occupational disease;
the period of stay in places of detention beyond the period assigned during the review of the case;
periods of receiving unemployment benefits, participating in paid public works, moving in the direction of the employment service to another area and finding employment.

A pension is compensation for previously received income (earnings) that was lost for a number of reasons specified by the legislation of the Russian Federation. The law provides for a labor pension, a pension for disabled people and a survivor's pension. The age limit for retirement for women is set at 55 years, for men - at 60, and the length of service is 20 and 25 years, respectively.

A retired citizen begins to receive pension payments, the amount of which was calculated in the Pension Fund based on his salary during the period of his working capacity. But in a number of cases, the amount of pension payments is underestimated or incorrectly calculated. In this case, there is a need to check the correctness of the calculation of old-age pension payments. To do this, you need to promptly contact the district (local) Pension Fund with an application addressed to the manager with a request to review the calculation of your pension payments, taking into account all kinds of allowances and recalculations. If, after recalculation by the local pension fund, you are still not sure about the correctness of the calculation of your pension, then you can contact the regional (regional) pension fund with a similar application for review of old age.

Officially, the PF must re-calculate and notify the applicant in writing of the results of the revision of the song value. So after submitting the application, you just need to wait for a response from the Pension Fund. And if you wish, you can try to calculate your own pension yourself and make sure/doubt the literacy of the calculations of specialists from the pension fund.

Video about calculating old-age labor pension

Often, the most important mistake when calculating pensions is the human factor. These are not only routine mistakes of specialists from the Pension Fund of the Russian Federation, but also mistakes made by accountants of organizations when filling out work books of citizens, as well as distorted data in certificates that may not correspond to reality.

To independently calculate your labor pension, you need to arm yourself with a work book, a certificate of income for any 60 months or for 2000-2001. All calculations are made according to the basic formula established by law.

RP = SK x Av.ZP/ZP x Av.ZP, where Av.ZP is the average monthly salary for the statutory years 2000-2001 or for any 60 months in a row; ZP is the average monthly salary in Russia for the same period. Ratio Av.ZP /ZP is taken into account in the established amount not exceeding 1.2; Average salary - the average monthly salary in the country for the period September 1 - 30, 2001;
SC - established length of service coefficient. Usually it is equal to 55%, but for each year of total work experience exceeding the established periods, it can increase by 0.01 (in total, no more than 20%).

Thus, a woman can count on IC in 56% with work experience equal to 21 years, in 57% - equal to 22 years. And the upper limit of the SC will be considered 75% for an experience of 40 years or more.

The situation is identical with MC in men: for 26 years of experience a man can count on 56% for MC, for 27 years of experience - 57%, and for 45 years or more of experience - 75%.

Step-by-step calculation of old-age pension

Kovalev Petr born 10/02/1952 has a work experience of 35 years, his average salary for 2000 - 2001 was 2,315 rubles with deduction of insurance premiums from 2002 on the date of application in the amount of 210,000 rubles. He turned to the Pension Fund in October 2012 with a request calculate his pension.

Let's calculate the experience coefficient. Since Kovalev’s work experience is 35 years, this is 10 years above the legal threshold of 25 years, which means that the SC will be equal to 55% + 10% = 65%.
Do not forget that the SWP for the third quarter of 2001. equal to 1671 rubles, which is established by the Government of the Russian Federation for calculating and changing the amount of pension payments.
Let's calculate the average salary/salary ratio, taking into account that Kovalev's salary in the previously indicated period (2000 - 2001) was 2,315 rubles, and the average monthly salary in the country in the same period of time was 1,494.5. We get 2,315/1494.5 = 1.5.
We substitute all the obtained values into the formula.
RP = 0.65 (65%) x 1.5 × 1671 = 1629.22. We received the amount of Kovalev’s pension as of 01/01/02.
It is necessary to subtract 450 from the calculated pension amount - the basic part of the pension as of 01/01/2002. So, we get 1629.22 - 450 (base part) = 1179.22 - insurance part of the pension.
To calculate the amount of estimated pension capital (PC), we use the formula
PC = (RP - warhead) x Tp, where
RP - pension amount,
The warhead is its basic part,
Tp - the expected period of pension payment (look at the Pension Fund of Russia resource).
PC = (1629.22 - 450) x 216 = 1179.22×216 = 25,4711.52 - PC value as of 01/01/2002.
Let us determine the PC taking into account the established indexation for the fixed date of pension assignment, 02.10. 2012 PC as of 10/01/2012 = 25,4711.52×1.307×1.177×1.114×1.127×1.16×1.204×1.269×1.1427×1.088×1.1065 = 119,9411.98
Let's calculate the insurance part of the pension as of the date of application:
SC = (PC 10.10.2012 + insurance premiums) / T
SP = (119,9411.98 + 210,000) / 216 = 6,525.05 rubles.
We add to the average pension (6525.5) the fixed basic pension amount as of 01/01/2013 (3278.59).
Kovalev’s pension = 6525.5 + 3278.59 = 9804.09 rubles.

As a result, the size of the pension of citizen Peter Kovalev on the date of appointment is equal to 9804.09 rubles.

How to check the correctness of old-age pension calculations

There are different types of government assistance, and you need to know how to check whether your pension is calculated correctly. Both older people and people with disabilities are among the most vulnerable citizens. They often cannot receive a pension in the amount provided for by Russian legislation due to an error in the actions of the Pension Fund. Incorrect calculation of pensions can be caused by both human factors and software. In addition, after the introduction of the pension form, there are two types of old-age pension payments - pension and funded, which can confuse a citizen unfamiliar with the nuances of the pension reform.

Pension calculation

Before checking the correctness of the calculation of your old-age pension in 2018, you need to take into account the rules that became valid in 2015 as part of the implementation of the new reform.

Minimum insurance period. To receive government assistance upon reaching retirement age, you must have work experience. If before the introduction of the pension reform it was 6 years, then in 2018 it was 9 years. It will gradually increase until 2024, when it will be 15 years.
Points. The size of the pension is determined depending on the number of points calculated individually for each pensioner. To receive the minimum pension, you need to have 6.6 points.
Coefficient. It is set each year based on the inflation rate in the country. This is how pension payments are indexed.

Bodies where pension recalculation is carried out

If a person has suspicions regarding the correctness of the pension calculation, then it is necessary to contact the branch of the Pension Fund of the Russian Federation. The appeal is made in the form of a written statement in accordance with the sample. The maximum period given to Pension Fund employees to carry out the recalculation is 5 days. If an error is detected, no other action is required on the part of the pensioner - the additional payment will be calculated automatically the next month. If no errors were identified during the re-calculation process, a written notification will be sent to the applicant’s email address.

If the applicant’s request is ignored, you can contact a higher authority - the regional branch of the Pension Fund of the constituent entity of the Russian Federation. Next comes the protection of rights by going to court.

Checking an individual account

To find out the status of an individual account, you can use the State Services website. If you do not have a personal account, you need to create one during the registration process, open the “PFR” section, where you can see the “Individual Account Status” tab, and wait until the PFR employees process the request. On the website you can see not only the current account status, but also the movement of funds.

The registration procedure via the Internet on the State Services website can take a lot of time. Receiving a password from a verified account occurs by mail or with the help of communication offices. Sometimes you need to personally contact the Rostelecom representative office, where pensioners are recommended to come to quickly receive a password.

There is also a more conservative way to request information about the status of an account - by sending a letter to the Pension Fund of the Russian Federation via Russian Post, which must be accompanied by a photocopy of an identification document and an insurance certificate.

Important! Every pensioner has the right to receive detailed information about the calculation and accrual of pensions, but this can only be used once a year.

Self-recalculation of pension

Get a certificate of your personal account status using the above tips.
Find the formula for calculating the insurance pension by calculating profits until 2002.
After 2002, it is necessary to take into account the indexation percentage of the total amount of funds that the head of the organization transferred to the Pension Fund budget.
For each year worked before 1991, an additional 1% is accrued for each year of insurance experience. For the fact of having such length of service, the pensioner is accrued 10% by default, but the total amount of the bonus cannot exceed 75%.
Determine your pension coefficient and the number of points earned. The minimum number of points is 6.6.

With the correct formula and all the necessary data, it will not be difficult for a pensioner to calculate the amount of his payments. For maximum accuracy, it is recommended to use a pension calculator.

Calculating a pension is useful not only for people who doubt the correctness of its calculation, but also for those who have not yet reached retirement age, but want to know what amount of government assistance they can count on in the future. If the amount turns out to be unsatisfactory, you will have to solve problems with employment.

Legal assistance

If your pension was calculated incorrectly and you are not confident in your abilities, it is recommended that you contact a specialized lawyer who will re-check the necessary documents. In court, you can demand financial compensation for erroneous calculation of a pension.

Pensioner fraud

Sometimes in Pension funds there are cases of fraud by pensioners themselves.

Pension Fund employees have the authority to obtain any information about pension calculations from private enterprises. Fraud attempts by pensioners will be easily detected.

Citizens can choose their own five-year salary period, which is taken into account in the formula for calculating pensions, so some people submit income certificates before 2002, where the indicated salary amount is several times higher than the actual monthly income.

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How to check the correctness of old-age pension calculations

Since 2016, Russians who have reached retirement age have faced a real problem. Citizens are faced with the fact that old-age pensions will be assigned only to those persons who meet all the requirements of current legislation. It is for this reason that many experts in this field recommend first contacting the pension fund and applying for benefits.

If all the conditions meet the specified requirements, then in the future, the citizen will only have to prepare and submit the necessary documents to receive state benefits. Today we will talk about the fact that in order to verify the correctness of pension calculation, you will need to perform a preliminary check.

What rules have been established today for calculating old-age insurance benefits?

To know how to check the correctness of old-age pension calculations, you will need to take into account several essential rules at once. According to the new law on old-age insurance pensions, when calculating state benefits, several important points will need to be taken into account:

the presence of a minimum insurance period: if in 2015 it was 6 years, then in 2018 it is already 9 years and by 2024 it should be 15 years;
number of accumulated points: at the time of pension assignment it should be equal to 13.8 points in 2018, and by 2024 – 30 points;
pension coefficient - this indicator is one of the main components of the standard formula for calculating pension benefits. It is established by the Russian government annually and in 2018 it is already 81.48 rubles.

This list of rules will allow you to calculate the state benefit as of the date of application, but provided that the age of the applicant also meets the current legislation - 55 and 60 years for the female half of the population and for men, respectively. An additional factor influencing the amount of the benefit is the amount of contributions that the employer has made for the further formation of the employee’s pension.

Why is recalculation of pension benefits required?

Pension payments are assigned and determined for citizens by Pension Fund employees. To do this, the applicant must submit a completed work book and an official application. Despite the simplicity and clarity of the procedure, errors are unlikely to be completely eliminated. To level out the existing inaccuracy, the law provides for such a procedure as recalculation of pension benefits.

In order to promptly identify inaccuracies and receive a larger benefit, a citizen should know how to check the correctness of pension calculations on their own and what to pay attention to first. Timely detected errors will allow the situation to be corrected in the future, and the very act of checking accruals will provide an additional advantage to the pensioner.

If a citizen has doubts, then it will be enough to simply visit the Pension Fund branch and submit an application for the need to review the results of accruals. However, even after recalculation, a citizen may not agree with the results and apply for a re-inspection to a higher office of the Pension Fund.

How to correctly recalculate benefits yourself?

Each citizen can independently recalculate old-age benefits to make sure how correctly all previous accruals have been completed. To do this, you will need to prepare a certificate of income for any five years and a work book.

In general, the procedure in this case is as follows:

Contact the Pension Fund to receive a personal account statement with the data that may be required for settlements.
When calculating, use the standard formula or use an online application - a pension calculator.
It will be necessary to determine the amount of insurance contributions that was transferred by the employer to the citizen’s account, taking into account indexing. Such information must be contained in a document issued to the Pension Fund.
It is important to study the current sizes of coefficients and fixed payments, since they can have a significant impact on the final size of the pension.

Guided by these tips and recommendations, you can quite easily calculate the benefit yourself and compare it with the government payment that was initially determined by the state. If a deviation is identified during the calculation, you will need to contact the pension fund branch at the place of registration of the pensioner and submit an official application for a revision of the benefit. A sample of such a statement can easily be found on the Internet or on the official website of the pension fund.

Conclusion

Thus, it can be noted that the final benefit amount can be determined independently by using a special formula or online application. This approach will eliminate possible errors in determining the amount of payment and timely take measures to restore possible violations on the part of pension fund employees. The calculation procedure may require additional data provided by the pension fund branch at the citizen’s place of registration.

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An elderly person thinks about what means he will live on in old age. The amount the government pays depends on many factors. The main condition is the presence of official earnings from which the money is calculated. If the amount of payments does not suit the citizen, he can challenge them.

To understand if the amount due is calculated correctly, an elderly person applies to the Pension Fund of Russia (PFR). The pensioner writes a statement, on the basis of which the head of the Pension Fund rechecks the amount of accruals.

The application is considered within 5 days from the date of its submission. After review, Pension Fund employees inform the pensioner about the results. If they do not suit him, he can challenge them.

A citizen can send an application by mail, adding a copy of his identity card and a certificate of pension insurance.

You can check the status of your personal account:

in banking organizations with which the fund has entered into an agreement - Sberbank, Uralsib Bank, Gazprombank, Bank of Moscow;
on the website of municipal and state authorities. The citizen registers, enters his personal account, clicks the Pension Fund icon and checks the account data;
in Pension Fund branches at your place of residence. The pensioner must provide identification and a pension card.

An extract on the status of your personal account can be obtained once a year.

Application for recalculation

If you notice an error, what should you do?

If a citizen believes that he is being incorrectly charged the required amount, he must check and challenge. The cause of the error may be incorrect filling out of the work book and certificate of employment.

Read about whether it is possible to close an individual entrepreneur with tax and pension fund debts at the following link:

Algorithm for checking:

submitting an application to the head of the Pension Fund to verify accruals;
if a refusal is received, an application is written to the prosecutor to check the work of the pension fund employees;
If the prosecutor's office does not resolve the issue, the pensioner goes to court.

If a pensioner was paid an underestimated amount due to his fault, then the recalculation of its amount is made from the 1st day of the next month. Pension recalculation is carried out only upon application. If an error is detected, recalculation is done automatically.

Sample application to court

Where to complain?

If a pensioner is not sure about the correctness of the old-age pension calculation, he must contact the head of the pension fund with a statement. It indicates a request for information about the amount of settlements made. Fund employees are required to respond in writing.

Documents for applying to the pension fund:

ID card;
pension certificate;
SNILS.

If, after receiving the extract, the pensioner still has questions, he or she files a complaint with the regional office of the pension fund. It should resolve the issue of incorrect accrual. There he has the right to challenge his position. Situations where an employer gives incorrect information should be carefully examined. A person has the right to challenge the amount of a pension if he believes that he is right.

If they cannot help in this instance, then you should contact a lawyer to resolve the issue in court. Our lawyer on the website will help you draw up a claim correctly and answer your questions. Ask a question and they will help you challenge everything competently and quickly.

Sample complaint

How to challenge an old-age pension?

In order to challenge an assigned old-age pension, you must write an application to the court. It indicates the reason for disagreement with the amount received. The pensioner independently recalculates the pension received from the one he is entitled to.

Earnings are the main component in calculating a pension. The role of experience in calculations is insignificant.

The appeal states:

full registration address;
statement of the problem.

To challenge an assigned pension you must:

see for what period the earnings were taken and its size;
The pension case is being checked.

Is it possible to increase the size of the pension?

Ways to increase your pension:

The pension amount is calculated based on official salary data. It is important to ensure yourself the highest “white” salary throughout the entire working period;
study the process of charging money. It is important to know all changes in legislation;
choose the correct accrual process. It is important to study all the pros and cons.

The provided options enable a person to increase the size of the future payment amount. Options are available to citizens who want to make a difference. The lazy can just wait and hope.

A citizen can increase the amount of payments if he works at retirement age. He can refuse all types of pensions and save.

Advantages:

a noticeable increase in the size of the pension;
openness of the method to a wide audience.

Cons: searching for other sources of income.

Working citizens of retirement age receive increased amounts. This is due to the fact that they work and pay insurance premiums.

If you have questions, consult a lawyer

You can ask your question in the form below, in the online consultant window at the bottom right of the screen, or call the numbers (24 hours a day, 7 days a week):

classomsk.com

Where to check the correctness of old-age pension calculations

The article talks about what to do if a pensioner needs to find out where to check the correctness of the old-age pension calculation. Before retiring, every pensioner has the right to take care of himself in order to receive money for maintenance from the state in the future, collecting the necessary documents for further registration and registration with the Pension Fund.

If a pensioner does not agree with a Pension Fund employee

When an individual pension is calculated, the following come into force:

minimum insurance period;
existing accumulated points. They are completely individual for each employee. It is believed that the value of a point is 6.6. When the calculation is made, these figures are converted into rubles, or more precisely, the contributions provided by the employer and points are multiplied;
pension coefficient. It depends on government regulations based on economic calculations. Its fluctuations are directly related to the level of inflation and economic conditions.

It would seem that all the data has been provided, and the Pension Fund employee can only calculate everything according to a given scheme. But the pensioner does not always agree with the accrual provided and wants to make sure that the calculations were made correctly. If he is not satisfied with the check, an important question arises - where to check the correctness of the calculation of the old-age pension.

If you disagree with an employee of the Pension Fund, you can appeal his distrustful actions to higher authorities and even to the courts, relying on the Law “On Compulsory Pension Insurance” No. 167, which came into force on December 15, 2001 - Art. 31, paragraph II.

When filing a claim in court, a pensioner should know that after the approval of the resolution on January 22, 1990 under number 442-I “On the organization of the Pension Fund,” this organization turned into an independent credit and financial institution, as stated in paragraph I, paragraph. II. It is accountable to the Supreme Council of the country, and every year a representative of the Pension Fund is obliged to submit a report on the results of its activities, which are approved by the Supreme Council, as stated in clause VIII. This fact suggests that the Pension Fund is closely interconnected with the government, provides a report to the State Duma, but at the same time it is an independent institution. Therefore, it is necessary to appeal the actions of its employees in court.

However, before taking such extreme measures, you can still try to contact the management of the branch of the Pension Fund to which the pensioner is attached.

For this you will need:

a statement outlining concerns that employees have incorrectly calculated the amount of pension required for payment;
present personal documents. The list includes a passport and pension certificate, SNILS. Copies of these will also be required;

If for important reasons it is not possible to submit an application in person, for example, due to illness or because you are in another city, there is an option to send a package of collected documents in the form of copies by mail. But in this case, they have legal force only if they are notarized in accordance with all the rules.

We are required to consider the application within 5 working days. If a mistake actually occurred, the recalculated pension will be paid in full next month.

Is it possible to avoid trial?

But there is the next authority, where regional or regional bodies of the Pension Fund will help check the correctness of the old-age pension calculation. The scheme will be the same:

an application is drawn up in which you need to contact the head of the institution with a request to review the amount of payments from the time when pension accruals began;
You will need to have the following documents and their copies with you - personal passport, pensioner ID and SNILS.

The applicant pensioner has the right to see an extract from his personal account at the territorial administration of the Pension Fund, where he is assigned at his place of actual residence or work. But he must first present a passport and insurance certificate.

But if, nevertheless, the pension remains at the same level, and the pensioner does not agree with this decision, there is another way out to check the correctness of the calculation of the old-age pension. This authority is the Pension Fund at the regional level. And only then you will have to go to court. According to statistics, it is the court decision after the proceedings that forces the Pension Fund to correctly calculate the pension, increasing the amount of payments, as the law dictates.

It is possible to independently calculate whether payments by fund specialists are underestimated or not. But the new complex formulas by which accruals are calculated, as well as the current procedure for a non-specialist, are difficult, especially since after 2015 changes occurred and such types of labor pensions as funded and insurance arose. Different coefficients are set for women and men; the amount of employer contributions for the employee is taken into account. Therefore, it is better to entrust the calculation to an employee of the Pension Fund. But in case of disagreement, the pensioner now knows where to check the correctness of the old-age pension calculation.

In this article, you learned where to check whether your old-age pension is calculated correctly. If you have any questions or problems that require the participation of lawyers, then you can seek help from the specialists of the Sherlock information and legal portal. Just leave a request on our website and our lawyers will call you back.

Editor: Igor Reshetov

www.cherlock.ru

In this case, the maximum additional length of service coefficient is 75% for work in excess of the established length of service: Gender Years worked Woman 40 Man 45 If you retire later than provided for by law, the amount of monthly payments increases. If a person applies for a pension a year later, then his pension capital will be divided not by 228 (survival period), but by 216. Thus, a person who does not apply for a pension while continuing to work can significantly increase pension payments in the future. In this case, all calculations are carried out based on the official salary. The maximum number of IPC in 2018 is 7.39, which is achieved by high wages. This indicator will increase over the years in accordance with the articles of legislation and after 2020 will reach the level of 10.

How to check whether the old-age pension is calculated correctly in 2018?

Elderly citizens and people with disabilities cannot do without help from the state, which guarantees them social protection. With the adoption of the reform, pensions began to be calculated a little differently; a funded component was added to the insurance part. This mechanism is difficult for people to understand. In the context of the ongoing crisis, many people do not have enough money for the most necessary things.

Elderly citizens feel that their pension should be higher, because they have worked for many years and are now barely surviving. The most vulnerable segments of the population think that some kind of mistake has occurred, but they don’t know how to prove it. Content

1 Application procedure
2 Checking your personal account
3 Where to complain if you find an error

Procedure for submitting an application If there is any doubt that the accrual of remuneration has been carried out correctly, you need to submit an application to the Pension Fund Administration.

Where and how is the correctness of old-age pension calculations checked?

The basis is documents issued in the prescribed manner by employers or municipal authorities; 5 Determine the average monthly salary in the Russian Federation for the same period; 6 Take into account the average monthly salary in the Russian Federation for the period from July 1 to September 30, 2001 for calculating and increasing the size of state pensions, approved by the Government of the Russian Federation. Average monthly salary in the country for the third quarter of 2001. approved by the Government of the Russian Federation for the calculation of pensions, determined in the amount of 1671 rubles; 7 Calculate the ratio of the insured person’s average monthly earnings to the average monthly salary.

How to check the correctness of old-age pension calculations

Attention

To calculate the ruble equivalent of pension payments, you need to know the IPC indicator and multiply it by the value of the pension point at the time of retirement. Today, a pensioner’s IPC is calculated as the sum of the coefficients for all periods of working activity. Example of verification Ivanova Valentina Ivanovna born 1952

applied for verification of the calculation of the amount of the accrued pension, which is 9030.12 rubles:
Important

Indicators Conditions Retirement date December 2012. The pensioner's insurance experience is 40.5 years. The woman's total working experience is 26 years. In this case, the individual coefficient is calculated: IPC = 0.55 + 0.06 = 0.61 Where, 0.55 is the coefficient for the total work experience for 20 years, it increases by 0.01 for each year of experience beyond the required years.

The total work experience at the beginning of 1991 for calculating valorization was 20 years.

How to check the correctness of pension calculation?

Since this system is relatively new, not all of its features are clear, so sometimes doubts arise about the correctness of its calculation. If a pensioner is not sure that the amount of his pension payments is determined correctly, he has the opportunity to request adjustments if errors are discovered. Where to check First of all, you should figure out where to check the correctness of pension calculation.
If a pensioner has any doubts whether he is receiving the correctly calculated amount, he will have to contact the Russian Pension Fund directly. The application should indicate a request to re-check the correctness of the calculations made for the amount of pension payments and submit it to the Pension Fund branch, in accordance with the pensioner’s registered address.

How to check the correctness of pension calculations

If, after checking with the local Pension Fund, a person still has doubts, then he can contact the regional or regional Pension Fund body with an application addressed to the manager to review the amount of payments from the moment of retirement. What you need to have with you To apply to the Pension Fund authorities, you must take with you the following documents:

Passport;
Pension certificate;
SNILS.

An extract from the applicant’s personal account can be requested from the territorial Office of the Pension Fund at the place of registration, actual residence or work. To do this, you will need a passport and insurance certificate.

Video: calculating a pension in a new way Self-calculation If you wish, you can calculate your old-age pension yourself and make sure that the calculations made by the Pension Fund specialists are correct.

How to check the correctness of old-age pension calculations

By carefully studying the instructions on how to check the correctness of pension calculations, you can independently find out whether the Pension Fund is right. Payment by age To understand how to check the correctness of pension calculation, it is important to know about all the current changes in this matter. Thus, 2015 is noteworthy in that from this date it is planned to gradually increase the minimum value of the total length of service that will be required to calculate the old-age pension benefit.

Previously it was five years. Starting from the date of introduction of the changes, over the next ten years, 1 will be added every year, and by 2025, the minimum that needs to be worked will be fifteen years. If the total number of years worked for calculating an old-age pension is not enough, then it is possible to apply for a social pension.

How and where can you check whether your old-age pension is calculated correctly?

For women, this coefficient is established for twenty years of work experience, for men - for 25 years of work. Every year, if a person continues to work, the length of service coefficient increases by 1% (but not more than 20%).

The average income for one month is calculated. This can be done by dividing the amount of income for five consecutive years by the number of months in five years (sixty).
Information will be required on the average monthly salary established in the Russian Federation for the period that was accepted in the calculations in paragraph 2.
The average salary in the Russian Federation, which was calculated in the third quarter of 2001 and approved by the government of the country as the basis for calculating pension payments, is 1,671 rubles.
The ratio of the number obtained in step 2 to the figure in step 3 is calculated.

How to check whether the old-age pension is calculated correctly in 2018 Sometimes pensioners are faced with a problem when the amount of payments is underestimated or incorrectly calculated. In this case, there is a need to check pension accruals. Where to apply To verify the correctness of pension calculations, a pensioner has the right to contact the Russian Pension Fund at the place of registration and write a corresponding application addressed to the manager with a request to double-check all calculations. Sometimes there are cases when a person does not have the opportunity to come to the Pension Fund in person, then the application can be sent by mail and include copies of a passport and a certificate of pension insurance, certified by a notary. An application requesting a data recheck must be considered within five working days from the date of its receipt.
Pensions are accrued and calculated by Pension Fund employees, and, as we know, no one is immune from mistakes. How to calculate your pension yourself and check whether it is paid to you correctly, read below. 1 Let’s immediately say that it makes sense to recalculate the size of your pension: if you identify an error, write a statement addressed to the head of the Pension Fund Department, in which you ask to check the correctness of the accruals from the very beginning of the pension payment with all the allowances and recalculations. If, upon inspection, it turns out that you were indeed underpaid in your pension, you will certainly receive everything in full.
2 For calculations, you will need to determine your experience coefficient (SC). It is 55% for 20 years of work experience for women, for 25 for men. For each full year of work experience exceeding the specified length of service, the coefficient increases by 1%. The maximum coefficient can be increased by 20%.

increased noise level;
labor obligations associated with the use of or being in close proximity to harmful or toxic substances (for example, in the chemical industry).

Before checking the correctness of pension calculation, it is important to know some of its features. In order to retire ahead of schedule, the total length of service of a representative of the fairer sex must be at least twenty years, of which at least 10 years the potential pensioner must be a worker in hazardous production. For men, the minimum total work experience is 25 years, of which work in conditions recognized as harmful must be twelve and a half years or more. At the same time, there are two lists of hazardous professions. For representatives of professions that can be found in list No. 1, retirement age will come another five years earlier.

The pension is credited to the personal account of citizens who have worked a certain number of years and have reached the age established by law for receiving pension calculations. Throughout his life, the employer transferred a certain amount to the Pension Fund or Non-State Pension Fund, from which the citizen’s pension will be based.

More recently, the pension reform was changed and now it is calculated depending on the accumulated points. Its size also depends on the salary that the citizen received throughout his working life. And the larger it is, the greater the amount a pensioner can count on.

If the salary is higher, then the employer also transfers larger contributions for the insurance part to the Pension Fund. The entire amount in the account is subsequently divided by the survival period, which on average is 19 years. If the survival period is longer and the pensioner reached retirement benefits earlier than expected, the amount of transfers will be less.

Where to apply

In the last 5 years, some older citizens began to notice problems of underpayment of pension payments, when the pension is smaller than it should be. Next, the pressing question arises - how to check the correctness of the old-age pension calculation?

To do this, a citizen can go to the nearest branch of the Pension Fund of the Russian Federation to solve this problem. You need to have with you a passport of a citizen of the Russian Federation, a pension certificate and SNILS (green card). Next, you will need to write an application addressed to the director of the fund so that the pension can be rechecked.

If a pensioner is disabled or cannot come to the Pension Fund himself, then the application can be sent by letter. Copies of your passport and pension certificate should also be attached to the letter. Copies must be notarized.

Recalculation will take 5 working days. At the end, the applicant will be notified of all transfers and accrued amounts. The results should also include the overall health of the retirement account. If an error is found during the recalculation process, the accrued pension will be corrected.

If there is no error, but the citizen has doubts, then he has the right to contact the regional or regional pension fund with the same application. You can also request a statement from your pension account.

How to calculate it yourself?

Very often, websites advise trying a pension calculator, which makes it possible to quickly and quickly recalculate everything. But it is best to use manual calculations.

The calculation uses the standard formula:

Insurance pension =CPKxIPKxPK-2+PK-1xF.V.

CPK– The pension coefficient depends on the income of the Pension Fund of the Russian Federation and the number of all pensioner coefficients. Changes every month.
IPK– Individual pension coefficient or number of accumulated points. The cost of one point at the moment is 71.42 rubles.
PK-2– bonus coefficient that increases the IPC. Present if the pensioner worked after reaching retirement age.
PK-1– a bonus coefficient that increases the PV if a citizen is working at the time of retirement age.
F.V.– fixed payment. At the moment it is 4383.60 rubles. It increases every year due to indexation.

Approximate calculation IPK:

IPK = (SV/MV)x 10

SV– It can be optional either 16% if the pensioner refused the savings part and 10% when transferring 6% to the savings account.
MV– Insurance contributions from salary with the maximum number.

Experience coefficient – 55% (in the formula 0.55) when working:

Female – 20 years
Male – 25 years old

If a person works for more years, then 1% is added for each year of overtime (0.01 in the formula).

Experience coefficient – 75% (in the formula 0.75) when working:

Female – 40 years
Male – 45 years old

According to current legislation, when calculating a pension, additional coefficients are calculated when raising a child under 3 years of age, as well as during military service in the armed forces of the Russian Federation.

Calculation example

Pensioner Valentina Petrovna Makarova, born in 1952. He has a pension of 8030 rubles 12 kopecks.

The woman retired on March 13, 2012.
Insurance experience – 40 years and 6 months
Work experience – 27 years.

IPK = 0.55 + 0.07 = 0.62

0.55 is 55% with a work experience of more than 20 years for the female half of the country’s population. 0.7 is processing in seven years, for each of which 0.01 is added.

As of 1991, the length of service is 20 years. The percentage is equal to:

20 + 10 = 30

Since 2000, Valentina worked part-time for a full working year and received a salary of 1,798 rubles. At that moment, the average salary in the country was 1,494 rubles 50 kopecks.

1798 / 1494.50 = 1.203 (Rounded to 1.2, so it cannot be greater than this value)

Award amount for 2001:

1.2 x 0.62 x 1671 (average salary in the country for 2001) = 1243.23 rubles.

Pension savings for 2002:

(1243.23 – 450) x 216 = 171336.38 x 4.7089 = 806805.90 rub.

4.7089 – indexing coefficient since 2002.
216 – number of months of survival period in 2012.
450 rubles – the basic part of the pension for 2002.

Valorization size before 1991:

167004.72 x 0.30 = 50101.42 x 4.7089 = 235922 rubles 58 kopecks

Insurance part of the pension:

806805.90 + 220000 (full amount of insurance premiums for the entire period) + 235922.58 = 1262728.45 / 216 = 5845.96 + 3278.59 (Standard pension in 2013) = 9124 rubles 55 kopecks

As calculations have shown, the pensioner receives 1000 less than she should. Often the human factor fails in calculations.

Where to complain

A small pension was calculated incorrectly, what should I do? If, after completing his own transfers, the pensioner sees an obvious error, then he can re-apply to the Pension Fund of Russia with an application to double-check everything. If, after the expiration of the period, the Pension Fund does not identify the error, then you should contact a lawyer.

It will help you recalculate everything and find the error. If it is confirmed, then a statement of claim is filed in court against the branch of the Pension Fund of the Russian Federation where the error was not identified. Subsequently, by court decision, the citizen must recalculate his pension and pay compensation. Including for the work of a lawyer and all costs of litigation. But this is only if the case is won and the error is found.

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