Monthly payments for pregnancy. Calculation of maternity payments
Having learned about pregnancy, the woman changes: she takes on a mysterious appearance and begins to mentally prepare for meeting the baby. The expectant mother should be “savvy” in all matters and know what support she can receive from the state while carrying a baby and then giving birth to him.
What is maternity benefit
Payment for pregnant and postpartum women is one of the options for providing citizens with compulsory social insurance. This assistance is intended for young mothers who are registered while pregnant and have already given birth.
Maternity benefit is a type of insurance coverage
Who can apply for maternity benefits
Only a new mother can apply for such a payment, unlike child care benefits.. Apply for benefits if you belong to the following categories of women:
- working;
- unemployed;
- undergoing contract military service;
- undergoing full-time training;
- who have adopted a child and fall into the above categories.
All payments to pregnant and postpartum women assigned in 2018
In 2018, every pregnant or postpartum woman can apply for the following benefit options:
- for pregnancy and childbirth;
- at the birth of a child;
- for registration at the antenatal clinic in the early stages of pregnancy, up to 12 weeks:
- for caring for a baby up to one and a half and up to three years;
- maternal capital.
The expectant mother has the right to benefits for pregnancy and childbirth, for the birth of a child, for registration with an antenatal clinic in the early stages of pregnancy, etc. Table: how much can a pregnant or postpartum woman receive in 2018
| Type of benefit | Amounts of maternity payments in 2018 | |
| From January 1, 2018 | From February 1, 2018 | |
| 1. Maternity benefit | Maximum size:
Minimum size:
|
|
| 2. Allowance for registration in the early stages of pregnancy | RUB 613.14 | RUB 628.46(613.14 x 1.025) |
| 3. One-time benefit for the birth of a child | RUB 16,350.33 | RUR 16,759.09 (16,350.33 × 1.025) |
| 4. Monthly allowance for child care up to one and a half years old | Minimum size: for the first child - 3065.69 rubles. (taking into account the minimum wage - 3120 (7800 x 40%) for the second and subsequent children - 6131.37 rubles. | Minimum size: - for the first child - 3142.33 rubles. (3065.69 x 1.025) for the second and subsequent children - 6284.65 rubles. (6131.37 x 1.025) |
| 5. Monthly allowance for child care up to 3 years old | Varies by region | |
| 6. Maternity capital | RUB 453,026 | |
Table: schedule for processing benefits for the expectant mother and child
If the benefit was assigned before February 1 and was paid at a fixed rate, then the amount will be indexed from the beginning of February 2018.
Child benefits are tax-free and you will receive them as promised.
Payments to future and current mothers are accrued only for the time of leave provided during the pregnancy and birth of the baby. That is, if a woman refuses the allotted leave and continues her activities, then she will have to refuse the benefit. An employer does not have the right to offer a woman both a salary and benefits. Therefore, for the days of work, the woman will receive the due salary, and if she suddenly decides to apply for leave, the employer will stop paying the salary and begin to accrue benefits. This is done at the place of work, service or other activity. If the organization was liquidated and the woman was fired from her place of work, then she has the right to apply for a payment from the local social security service.
If a woman combined two positions and worked in the same company for the last two years, then theoretically she can receive benefits in double the amount. The exception is cases when earnings from the main job are 2 times more than earnings from the additional one.
Benefits are issued after the provision of maternity sick leave, which is issued in the antenatal clinic or in the maternity hospital after the birth of the baby. Next, the employer and the Social Insurance Fund (who doesn’t know - the social insurance fund) carry out a mutual settlement, usually against insurance premiums that require payment. Thus, funds for benefits are still paid from the Social Insurance Fund.
The application of a pregnant woman or young mother is registered, and the first money will be credited on the next salary day to a card issued by the organization where the woman worked. If you applied to the Social Insurance Fund to receive benefits, the payment may take a little longer: a ten-day review will be required, and the funds themselves will be credited to the account before the 26th day of the month following the month of application. That is, you can receive the money in a month with a small “tail”. In this case, the payment is credited to a bank card or sent by postal order.
Payment for women who registered early while pregnant
If you contacted a gynecologist and he registered you before twelve weeks of pregnancy, then you can apply for additional social assistance. In 2018, the payment increased and now amounts to 628.46 rubles. This money is paid from the funds of the Social Insurance Fund. In the first case, the woman must bring to the accounting department at work a certificate from a gynecologist about registration. This form of payment is not available to unemployed mothers.
For women registered in the early stages of pregnancy (up to 12 weeks), a benefit in the amount of 628.46 rubles is provided Leave for pregnant and postpartum women
This assistance measure in Russia is valid during the following periods:
- during normal childbirth - for 70 calendar days before birth, and for the same period after it (total - 140 days);
- in case of complicated childbirth - for 70 calendar days before delivery, and for 86 days after it (total - 156 days);
- in case of multiple pregnancy - 84 days before delivery and 110 days after it (total - 194 days).
Maternity leave begins from the moment the sick leave is issued. When carrying one baby, a certificate is issued at the thirtieth week, and in case of multiple pregnancy, this period is shifted forward by two weeks, that is, it is issued at the twenty-eighth week of gestation.
Premature birth or its delay is not a reason to change the vacation time. In the event of a difficult birth, another certificate of incapacity for work is drawn up and an application for additional rest is submitted.
You can apply for leave in connection with the pregnancy and subsequent birth of a baby by providing the following documents to the employer or directly to the Social Insurance Fund:
- identification;
- application addressed to the employer;
- sick leave issued for the entire period of incapacity;
- certificate of registration at the antenatal clinic in the early stages of pregnancy (if any);
- certificate of income for the last year;
- card or account number for transferring benefits.
Maternity leave begins from the moment the sick leave is issued Read more about maternity leave in our article -.
Calculation of benefit amount
Thanks to this example, you can easily calculate the due amount. Of course, there are exceptions everywhere: if something doesn’t match, check this issue with the HR department, and everything will become clear to you.
If you were already on maternity leave, the amount will be less As you can see, the number of sick days is multiplied by a woman’s average daily earnings. It can be determined by the salary of the two previous calendar years. If during this period the woman changed her place of work, then the new boss should receive information about previous employment. To do this, provide a certificate of average earnings, which is issued upon dismissal. The general procedure for calculating payments remains the same, but there are minimum and maximum thresholds. The maximum amount of payments is determined in accordance with the maximum value of the base for calculating insurance contributions to the Social Insurance Fund.
Replacing years when calculating benefits for pregnant and postpartum women
When calculating average earnings for calculating benefits for pregnant and postpartum women, it is possible to replace the two previous calendar years with the previous ones. This is possible and is done if the employee has been on maternity or child care leave for one or two previous years. By law, the calculation years are replaced if the benefit amount is greater.
Excluded periods when calculating benefits for pregnant and postpartum women
To calculate maternity and child care benefits, exclusion periods are applied. The amount of salary accrued for the billing period is divided by 730 days by default. But the following periods should not be included in the calculation:
- time for pregnancy and childbirth, child care;
- period of temporary incapacity for work;
- the period of release of an employee from work with retention of earnings, if he was not charged FSS insurance premiums for the time in question.
If there are such periods, calculate their total value in days and subtract it from 730. Then you get another (smaller) number by which the amount of salary accrued for the billing period will be divided when calculating the payment.
When calculating average earnings for calculating benefits for pregnant and postpartum women, it is possible to replace the two previous calendar years with the previous ones If the entire two-year period consists of excluded time, then the 3 months of work closest to it, where there are days worked, are taken for calculation.
The calculator on the FSS website will help you determine the calculation formula..
One-time benefit for the birth of a child
At the birth of a child in 2018, a family with any number of children receives a one-time payment of 16,759.09 rubles. You can be sure that you will receive it regardless of whether you work or not. For working citizens, benefits are issued at their place of work, but the unemployed will have to apply to the local Social Insurance Fund. Single parents receive payments on simplified terms, because they will not need a certificate from the second parent’s place of work stating that he has not previously received this money. In addition, each city has established additional measures to support parents. For example, in many regions, an additional lump sum benefit is issued by a family upon the birth of a second and subsequent children.
Benefit for a child up to one and a half years old
Any parent of a child can receive this measure of support. For the payment, the average monthly income for the last 2 years is taken into account: 40% of this amount is paid every month. Unemployed parents can also qualify for a payment, but it will be minimal, and it can be applied for at the Social Insurance Fund at their place of residence.
To pay benefits for a child under 1.5 years old, the average monthly earnings for the last 2 years are taken into account: 40% of this amount is paid monthly I know from myself that officially unemployed mothers in Kaluga will receive a monthly payment of about 6,000–7,000 rubles. If a third or subsequent child was born in your family, then you can also apply for an allowance of 9,300 rubles - it is also called “mother’s salary”. I received such payments for my daughter in 2017, but now they may have increased by 50–100 rubles.
Compensation of 50 rubles for the duration of maternity leave to care for a child under 3 years old
From birth until the child reaches three years of age, such compensation is paid. The following have the right to receive it:
- parents on parental leave;
- employed mothers;
- adoptive parents, guardians;
- female students;
- mothers fired due to the liquidation of the organization;
- individual entrepreneurs.
Payments are made at the expense of the employer and are included in the Social Insurance Fund account. The benefit can also be received through the employer by submitting an application. Female students submit an application addressed to the rector of the university, military personnel need to submit a report to their superiors, and an individual entrepreneur must contact the Social Insurance Fund. Documents required to apply for benefits:
- child's birth certificate;
- employment history;
- certificate of non-receipt of benefits by the father;
- ID card of the person applying for the benefit.
Copies are provided for each of these documents. The application must be written within six months from the date the child turns one and a half years old.
Allowance for a child under 3 years of age is paid from the budget and included in the Social Insurance Fund account. Regional child benefit
In the regions, additional, regional benefits are also paid for a child from one and a half to 3 years old (keep in mind that the start and end dates for payment vary and are set at the regional level, usually this is a period from one and a half to 16 years). However, women whose family’s monthly income is below the minimum subsistence level established in the region have the right to receive them. Regional benefits may vary and are set in accordance with the capabilities of a particular region. In the last few years, such payments have decreased or become smaller, which is due to the crisis situation in the country. To find out what benefits you are entitled to, contact your local social security office: they will advise you and tell you what documents will be required to apply for benefits.
I live in Kaluga, now my daughter is two years old without a ponytail. In our region, cash payments for the first and second child under three years old amount to 4,000–5,000 rubles monthly. If you have a third child (like me), then you will receive 9,300 rubles. However, you will have the opportunity to choose between the first and second payments, since you are entitled to both of them, but you can only apply for one. Yes, I forgot to add: I am a non-working mother, so I can’t say anything about payments for mothers of other categories.
Until the child reaches three years of age, the benefit can be received by the mother or father at the place of work. To the application for payment, the parent must attach a certificate stating that his spouse did not receive this benefit.
Payments in 2018 for the second child
In some regions there is a program of governor's payments, thanks to which the amount increases. With the birth of your second baby, you receive the right to register maternity capital, which will be discussed below (see the section “maternity capital”). The lump sum benefit for the birth of a child remains the same for both the first and subsequent births (see the corresponding section). Payments up to one and a half years for the second child are the same as for the first. Only gubernatorial payments may differ slightly when compared with the first and second pregnancies. But each region has its own, and in recent years some of them have been cancelled.
Maternal capital
At the birth of their second child, parents have the right to register maternity capital. For 2018, its amount is 453,026 rubles. Maternal capital can be issued immediately after the birth of the second child, but in order to realize it, you will have to be patient a little.
Maternity capital in the amount of 435,026 rubles is issued at the birth of the second child Who is eligible for payments?
The following categories of citizens of the Russian Federation can apply for maternity capital, regardless of their address of residence:
- women who gave birth or adopted a baby since January 1, 2007;
- women who gave birth or adopted a third child since January 1, 2007, who have not previously received maternity capital;
- male adoptive parents of the second, third and subsequent children who have not previously registered maternity capital (the court decision on adoption must enter into force before January 1, 2007).
Taxes on maternal capital
According to the law, taxes should not be levied on maternal capital, but in the Arkhangelsk region local authorities nevertheless decided to introduce it. If in your case a tax deduction is made from maternal capital, then you must contact the tax authority and ask for a refund of the amount. But before that, you still need to study information about taxation in your region.
In my city (Kaluga), taxes on maternal capital are not collected. In addition, for several years in a row, during the crisis years, it was allowed to withdraw funds from maternity capital. At first it was 12,000 rubles for 2 years in a row, and the last time they gave out 20,000 and 25,000 rubles. I processed this money quickly: I simply came to the pension fund with a minimum of documents and received payments within two months (in fact, they arrived earlier).
How can you use maternity capital?
You can spend the funds received on the following needs:
- improving living conditions (add funds to buy a house or apartment);
- the child’s education (preschool, school or subsequent);
- formation of a funded pension for the child’s mother;
- receiving a monthly payment upon the birth of a second child.
Maternity capital funds, with the exception of monthly payments, are not issued in person. The amount does not have to be used in one direction: it can be divided into different needs.
I haven’t used the maternity capital yet, but my friends received this money to build a house. First, the state allocated them the first amount (half of the capital), and when the walls and roof were erected, my friends received the rest of the money to continue construction.
Food allowance: special additional allowance (clause 3 of article 52 of law dated November 21, 2011 No. 323-FZ)
If your child is under three years old, then you can apply for food in kind (including through food outlets and retail outlets), or in the form of monthly compensation for various categories of citizens:
- for expectant mothers for the entire period of bearing the baby, starting from the twelfth week of pregnancy (in this case, the woman must be registered at the antenatal clinic);
- for nursing women for 6 months from the date of birth of the child;
- for a child up to the age of three.
A young mother can apply for a food allowance for her baby until he reaches the age of three In Kaluga, 2 years ago, prescriptions for free baby food provided to children under three years of age, which we received at the dairy kitchen, were canceled. Then the mothers staged a real strike, after which the administration decided to introduce monetary compensation. Now it is paid monthly, and is issued once a year: we bring receipts, which indicate the purchase of fermented milk products, and we are paid the amount spent (up to 1 thousand rubles monthly). Of course, there are some nuances here: receipts that contain a different list of purchases, as well as crumpled receipts, are not considered. And regarding compensation for food for pregnant and lactating women: we have completely abolished these measures since 2016, and previously money was paid in the amount of 800 rubles (for food for pregnant women) and 300 rubles (for nursing mothers).
Conditions for providing food benefits
In addition to the conditions described above (see the food allowance item), to receive the payment you need:
- permanently reside in the region in which the payment is made;
- provide documents that the expectant mother or woman who has given birth does not receive adequate nutrition (to do this, you need to contact the social security authority at your place of residence and find out exactly what papers are required in the region where the woman lives).
The mother does not have to apply to social security on her own to receive food benefits: her relatives can do this for her
Sample application
This is the application you need to fill out and submit to your region of residence. In some regions, social security workers use their own forms, so be prepared for the fact that you will have to rewrite the application.
The application form may differ in different regions: this should be checked with the local social protection authority Payments upon the birth of the third and subsequent children
For the third and subsequent children, the same benefits are paid as for the first and second child, with the exception of the regional monthly payment until the child is three years old and maternity capital (if it was not received earlier). In addition, a family with three children is considered to have many children. This category of citizens of the Russian Federation must be registered, which will allow them to receive the right to a number of benefits and services as state support:
- Targeted social assistance. Documents for its provision and the amount of payments depend on the specific region.
- Order of “Parental Glory”: issued to parents whose family has seven or more children (the seventh child must reach the age of three). When it is issued, parents are awarded the amount of 100,000 rubles.
- Discounts on payment for municipal and government services.
- The right to increase parents' income by eliminating workplace taxes.
- The right to use real estate and transport without taxation.
- Assistance in housing construction for parents with many children in the form of grants, loans and interest-free subsidies.
- Benefits that allow you to increase the size of future pensions.
- The right to provide a land plot.
- Possibility of free travel on public transport.
- Possibility of free visits to children's camps and recreation centers.
There is no specific presidential decree regarding all these measures, so they are individually considered at the regional level.
In Kaluga, at the birth of the fourth child, an additional measure of support is provided: 600 rubles for each child monthly until the eldest reaches 14 years of age. Officially working parents can receive subsidies to reimburse interest after paying utility bills. I don’t know how it is now, but 3 years ago low-income large families could apply for free meals for schoolchildren. In our region, it is easier for children living in a large family to get into kindergarten, since they are accepted out of turn. In addition, my friends say that they pay less for kindergarten than mothers and fathers who do not have many children. It’s a pity, of course, but 2 years ago in our region, New Year’s gifts for children living in a large family were canceled. And one more thing: according to my friend, before the start of the school year, low-income families recognized as having many children can receive backpacks from social security, and 3 years ago stationery was also given out here.
Conditions of receipt
A family must receive the status of a large family, for which parents apply to the social security authority at their place of residence. Parents, or one of them, must be citizens of Russia, and also provide approximately the following documents to social protection (their list must be clarified in each region):
- ID cards of both parents;
- their marriage certificate;
- birth certificates of all children;
- work books or income certificates from places of work;
- account number to which payments will be made.
Photocopies must be attached to all the above documents.
If there are three or more children in a family, then the parents must obtain the status of having many children from the local social protection authority Table: calculation of payments in 2018 to unemployed young mothers
| Category of non-working (unemployed) citizens | Maternity benefit | For early registration up to 12 weeks | One-time benefit for the birth of a child | |
| 1. If it is impossible to carry out work activities in connection with the bankruptcy procedure of the employer | In the form of compulsory social insurance in full in the form of “direct payments” from the territorial body of the Social Insurance Fund in accordance with the social guarantees established for employed citizens: | |||
100% of average earnings for the previous two full calendar years or according to the minimum wage:
|
40% of the average monthly earnings for the previous two full calendar years for each child, but not less than 3065.69 rubles. for the first child and 6131.37 for the second and subsequent ones (for three children or more - no more than 100% of the average monthly income before dismissal). | |||
| 2. When a woman is recognized as unemployed in accordance with the established procedure for a period not exceeding 12 months from the date of dismissal from her previous place of work due to the liquidation of an organization or termination of activities as an individual entrepreneur (IP) or self-employed population | In the form of compulsory social insurance in the social protection authorities (SZN) at the place of residence (stay, actual residence) | |||
In the minimum established amount of 613.14 rubles. per month:
|
In a fixed amount 613.14 rub. in addition to maternity benefits | In a fixed amount 16350.33 rub. after receiving a certificate or birth certificate of the child | ||
| 3. Upon dismissal during the period of maternity leave (for mothers also during maternity leave) in connection with the liquidation of the organization or termination of work activity as an individual entrepreneur or self-employed person (as well as when the husband is transferred from military units in the territory foreign countries) | In the form of compulsory social insurance in full at the place of work before dismissal or in the form of “direct payments” from the Social Insurance Fund: | Before dismissal - also in the form of compulsory social insurance, after dismissal - in the form of state social security through the territorial bodies of the SZN: | In the form of state social security through the territorial bodies of the SZN: | |
| 4. Unemployed women for whom compulsory social insurance is not provided (including full-time students) | Only for pupils and students - in the form of state social security at the place of study: | In the form of state social security through the territorial bodies of the SZN: | ||
| In the amount of the scholarship | In a fixed amount 613.14 rub. in addition to maternity benefits | In a fixed amount 16350.33 rub. after receiving a certificate or birth certificate of the child | In the minimum established amount of 3065.69 rubles. for the first child and 6131.37 for the second and subsequent ones | |
Video: what payments are provided for pregnant and postpartum women in Russia since 2018
Pregnancy and childbirth are wonderful periods in a woman’s life. What’s even better is that it is accompanied by support from the state, which is provided to families with one child and parents with many children, as well as working and non-working citizens of the Russian Federation.
In 2018, there is a minimum and maximum amount of maternity benefits that can be reimbursed from the Social Insurance Fund budget. Let us remember that the benefit is paid, as a rule, by employers. What is this amount?
Minimum limit from January 1, 2018
The legislation guarantees that a woman will receive the minimum maternity benefit in 2018. So, from January 1, 2018, the minimum benefit amount is:
- RUR 43,675.80 (311.967123 × 140 days) – in the general case;
- RUB 60,521.62 (311.967123 x 194 days) – in case of multiple pregnancy;
- RUR 48,666.87 (311.967123 x 156 days) – for complicated childbirth.
The minimum amount of maternity benefits for a woman working in an area for which a regional coefficient has been established must be increased by the corresponding coefficient.
Maximum in 2018: size
The maximum maternity benefit that a worker can receive is limited to the maximum average daily earnings. In 2018 it is 2017.808219 rubles. (718,000 rub. + 755,000 rub.) / 730.
Let us recall that the law provides for the following duration of maternity leave:
- 140 days – childbirth without complications;
- 156 days – complicated birth during a singleton pregnancy;
- 194 days – complicated birth during multiple pregnancy.
Thus, the maximum amount of maternity benefits in 2018 will be:
- RUB 282,493.15 – during normal childbirth (2017.808219 x 140);
- RUB 314,778.08 – for complicated childbirth (2017.808219 x 156);
- RUB 391,454.79 – for complicated multiple births (2017.808219 x 194).
The indicated maximum sizes will not change from January 1, 2018 due to the increase in the minimum wage. An increase in the minimum wage only affects the change in the minimum maternity leave. Cm. " ". Also, the indicated amounts are not subject to indexation from February 1, 2018. These amounts will not change throughout 2018.
In 2018, to calculate maternity benefits, take the employee's earnings for 2016 and 2017, and not for 2016 and 2015. Because of this, the maximum amount of payments that can be taken into account in the calculation increased to RUB 1,473,000. (718,000 + 755,000). In 2017, the salary was limited to 1,388,000 rubles. (670,000 + 718,000).
Exciting 9 months fly by unnoticed, and now the expectant mother begins to do pleasant chores - preparing a cozy “nest” for her baby, buying him clothes, diapers and toys.
The joyful anticipation of the birth of a toddler is often accompanied by concern about the financial component of the issue. Therefore, expectant mothers and those women who are just planning to expand their family strive to obtain the maximum amount of information about what maternity benefits they are entitled to. Can every pregnant woman count on financial assistance and support from the state? The answer will, unfortunately, be negative. In addition, the amount of financial assistance will be different in each individual case.
Maternity payments in 2017
Maternity payments 2017: types of benefits
There are several types of financial assistance in the form of benefits for women in special situations, which are assigned to expectant mothers in certain cases. What benefits are due during pregnancy?
- “Maternity” – the right to receive this type of financial support is available to women whose pregnancy has “exceeded” 30 weeks (if they are expecting one toddler). If two or more toddlers have settled in a woman’s womb, then she can go on a well-deserved rest from the 28th week.
- A one-time benefit to which expectant mothers who apply to the antenatal clinic in advance are entitled (the waiting period for the baby should not exceed 12 weeks at the time of contacting the antenatal clinic).
- Women in this situation whose spouses are serving in military service can count on a separate type of payment. This type of support for women is also a one-time payment for pregnancy.
Payment of maternity benefits 2017: grounds for receiving financial compensation
When processing any type of payment, and maternity benefits are no exception, it is necessary to provide documentary evidence of the existence of grounds for receiving financial assistance. What documents does the expectant mother need to prepare for calculating benefits?
- Sick leave.
- Application for maternity benefits.
- Certificate of income, on the basis of which the benefit amount will be calculated.
The Social Insurance Fund makes payments for sick leave for pregnancy, which is calculated individually in each case, within 10 days from the date of receipt of information from the company. In addition, there are other nuances when applying for this financial assistance:
- A woman must provide a certificate of incapacity for work to calculate the amount of financial assistance no later than 6 months from the end of her sick leave.
- One of the most important differences between this type of assistance and other benefits for the baby, which the father of the baby can apply for, is that only a woman can apply for this type of payment.
- Financial compensation is not provided to a woman in parallel with her salary. The expectant mother must choose either to receive payments for maternity leave, or she does not interrupt her work and receives a salary in the general manner.
Pregnancy: applicants for payments and benefits 2017
Many pregnant women mistakenly believe that the mere fact of having a toddler in the womb gives them the right to financial benefits from the state. This opinion is wrong. The following can count on financial support:
- Employed women. The amount of assistance is 100% of the average income for the 24 months preceding the maternity leave. If the expectant mother was a part-time worker at several enterprises, each of the organizations is obliged to accrue maternity benefits for the working employee.
- Those who were fired before maternity leave, but managed to register as unemployed during this period.
- Female students undergoing full-time (full-time) studies. Whether the training takes place on a budget or contract basis does not matter. Financial support is calculated based on the amount of the scholarship. To calculate the amount of assistance you are entitled to, please contact the dean’s office.
- Maternity payments to non-working women are also made, although this statement is not true for everyone. Only those unemployed women who were deprived of their jobs due to the liquidation of the organization can apply for payments.
- Women who have registered as individual entrepreneurs. The amount of financial compensation will be influenced by the amount of contributions made to the Social Insurance Fund.
- Women military personnel on a contract basis. To calculate financial assistance in this case, the amount of her financial allowance is taken as the basis.
- Spouses of conscripts.
In addition, if a woman belongs to one of the categories from the list above and plans to adopt a baby under three months old, she can also apply for government assistance.
One-time financial assistance: payments upon registration in early pregnancy 2017
If a pregnant woman applied to the LCD with the intention of registering in the first weeks (up to the 12th) of an “interesting situation,” she is entitled to an additional payment. The amount is issued once, its amount is 581.73 rubles. This type of assistance is assigned simultaneously with the accrual of payments for sick leave for pregnancy (“maternity leave”), but no later than 10 days after the submission of a document from the housing complex. The benefit does not exclude other accruals due to the woman, but has a number of features that the expectant mother should be aware of.
Applying for payments and maternity benefits 2017
In general, a woman in a position to receive “maternity” financial support must contact her employer. The following situations are exceptions:
- If, within six months after the end of the period of sick leave issued in connection with the expectation of the baby and its birth, the woman has not contacted the employer for the required payment, she should go to the Social Insurance Fund. And then the fund will decide whether there was a valid reason for absence and whether it is worth calculating state aid.
- The woman is registered as an individual entrepreneur. In this case, she must immediately contact the insurance fund. In this situation, the Social Insurance Fund calculates maternity benefits.
- If, when a woman applies to an organization, the latter has ceased to exist or has insufficient funds in its accounts, the mother must also be sent to the Social Insurance Fund.
List of documents for receiving state compensation
A woman who registered for pregnancy before 12 weeks is entitled to payment not only for maternity sick leave, but also a one-time fixed amount. To complete the latter you will need:
- A document from the LCD (certificate) confirming that the pregnant woman is being observed earlier than 12 weeks of expecting a baby.
- Application for payment of maternity benefits.
- Identity document (passport).
Calculation of maternity benefits in 2017
Financial assistance in connection with the expectation of the baby and its subsequent birth is paid one-time, in full amount for the entire period on the certificate of incapacity for work.
Sick leave period
How many days of rest is a mother entitled to in connection with the upcoming birth of the baby into the world?
- 70 + 70. A total of 140 days is allotted to a mother who is expecting the birth of one baby.
- 70 + 86. A woman receives a total of 156 days of “vacation” if she gave birth to one toddler, but the birth was pathological (caesarean section).
- 84 + 110. A total of 194 days of sick leave should be paid to a woman expecting two or more crumbs.
Upper and lower limits of financial aid
To determine the amount of payments due, a woman’s work experience prior to maternity leave plays an important role.
- If at this point the expectant mother has worked for less than six months, then payment of cash assistance is made on the basis of the minimum wage - the minimum wage rate. Until June 30, 2017, its value is 7,500 rubles, so the amount of the minimum benefit during this period will be equal to
7500 * 24 /730 * 140 = 34520.00 rub.
From July 1, 2017, it is planned to increase the minimum wage to 7,800 rubles. If this happens, the woman can count on 35901.37 rubles in financial assistance.
- The upper limit of the benefit has also been determined. To calculate it, I use data from 2015 and 2016.
Maximum payment amount 2017 = (718,000 + 680,000) / 730 = 1901.37 * 140 (days of incapacity for work) = 266,191.80 rubles in the case of a natural birth of one baby.
If the birth was pathological, the maximum amount of pregnancy benefits will be 353,654.82 rubles. When two or more toddlers are born, the amount of financial assistance is determined in the amount of 368,865.78 rubles.
Rules for calculating the benefit amount
Financial compensation for a woman’s pregnancy and the birth of a baby does not have a clearly defined amount. Its size is influenced by several factors:
- The length of the woman's insurance period.
- Total income for the 2 years that lasted before the start of maternity leave.
- Working hours.
As you can see, the timing of pregnancy registration does not affect maternity benefits. When calculating the amount of state assistance for a certificate of incapacity for work, the following formula is used:
C (benefits amount) = D (average daily earnings) * K (number of sick days - 140, 156 or 194), while the following algorithm is used to determine the average daily income:
D = M (monthly income) * 24 / 730
When determining the amount of total monthly income, all types of payments from which taxes are withheld are used. Tax on benefits received (NDFL) is not withheld.
Thus, it is easy to notice that most expectant mothers are entitled to government financial assistance. To ensure that the deadlines for payment of financial support for pregnancy and childbirth are met, promptly provide documents for calculating the compensation due to you.
30.11.2017, 15:36
What will be the maximum maternity benefit in 2018? It is no secret that the amount of benefits paid in connection with the birth and raising of a child depends on the woman’s earnings level. Nowadays, many workers, including women, receive high salaries. However, the Government limits the amount of these payments upon reaching a certain level of income. What is the amount of maternity benefits in 2018? Will maternity pay increase? We will answer these and other questions in the article.
The procedure for calculating maternity benefits
Pregnant women have the right to paid parental leave. In general, benefits are calculated and paid by the employer. Maternity benefits must be calculated based on the employee’s average daily earnings for each day of maternity leave.
The formula for calculating the benefit amount looks like this:
Maternity benefit = Average daily earnings × Number of calendar days of maternity leave
There are situations when maternity benefits must be paid based on the minimum wage. The amount of maternity benefits in 2018, calculated from the minimum wage, depends on the number of days of maternity leave.
Those. The final benefit amount depends on two factors:
- average daily earnings of an employee;
- number of days of maternity leave.
The average daily salary from the minimum wage from January 1, 2018 is 310.98 rubles. In turn, women are generally entitled to 140 days of maternity leave.
Thus, the minimum maternity benefit is 43,537.20 rubles.
Benefit will increase
Current legislation links the maximum amount of the base on which insurance premiums are calculated and the amount of maternity benefits. In 2018, the maximum base needs to be determined in a new way. The fact is that for calculations in the new year, you need to use the maximum bases for 2016 and 2017, instead of the bases for 2015 and 2016, as in the previous period. The value of these indicators is:
- in 2016 – 718,000 rubles;
- in 2017 – RUB 755,000.
It turns out that in 2018, the maximum average earnings for calculating maternity leave will be 2017.81 rubles. ((RUB 718,000 + RUB 755,000) ÷ 730 days).
For comparison, in 2017, the maximum average earnings when calculating sick leave is 1,901.37 rubles. ((RUB 670,000 + RUB 718,000) ÷ 730 days). Thus, the amount of maternity benefits will increase in 2018.
Final payment amount
To determine the maximum maternity benefit, you need to know how long maternity leave will last.
Let us recall that the law provides for the following duration of maternity leave:
- 140 days – childbirth without complications;
- 156 days – complicated birth during a singleton pregnancy;
- 194 days – complicated birth during multiple pregnancy.
Thus, the maximum amount of maternity benefits in 2018 will be:
- RUB 282,493.4 – during normal childbirth;
- RUB 314,778.36 – during complicated childbirth;
- RUB 391,455.14 – with complicated multiple births.
(or, as it is often called, “maternity benefits”) is one of the types of insurance coverage for compulsory social insurance. Let’s figure out who is entitled to maternity pay and in what amount, what the duration is and the specifics of receiving it.
Payment of maternity benefits
It is important to understand that only women can count on maternity benefits (as opposed to child care benefits). All categories of recipients of maternity benefits in 2019 are listed in No. 81-FZ dated May 19, 1995 “On state benefits for citizens with children.” These include women:
working
unemployed (dismissed due to the liquidation of organizations during the 12 months preceding the day they were recognized as unemployed)
full-time students
undergoing military service under contract
who have adopted a child and belong to the above categories
If a woman simultaneously becomes entitled to child care benefits and maternity benefits, she can choose only one of these benefits
Note: Maternity benefits in 2019 are paid only for the period of leave of the same name. This means that if a woman does not take advantage of the right to the specified leave and continues to work (and, accordingly, receive wages), then she is not entitled to benefits. In this situation, the employer does not have the right to provide the woman with two types of payments at once: both salary and benefits. Therefore, wages will be paid for days worked. As soon as a woman decides to exercise the right to maternity leave and it is issued, the payment of wages will stop and the employer will accrue benefits.
Maternity benefit paid at the place of work, service or other activity. For women dismissed due to the liquidation of an organization, benefits are paid by social security authorities at their place of residence (place of actual stay or actual residence).
Note: if the employee is a part-time employee and has worked for the same employers for the two previous years, then both employers pay her maternity benefits in 2019.
Maternity benefit is paid .
Documents for receiving maternity benefits
The list of required documents is given in No. 255-FZ dated December 29, 2006 “On compulsory social insurance in case of temporary disability and in connection with maternity.” You will need:
Working women receive benefits in the amount of 100% of average earnings
Those dismissed due to the liquidation of the organization - in the amount of 300 rubles
Female students - in the amount of the scholarship
Contract servicemen - in the amount of monetary allowance
- Order of the Ministry of Labor of Russia dated April 30, 2013 N 182n “On approval of the form and procedure for issuing a certificate of the amount of wages, other payments and remunerations for the two calendar years preceding the year of termination of work (service, other activities) or the year of applying for a certificate of the amount of wages , other payments and remunerations, and the current calendar year for which insurance premiums were calculated, and the number of calendar days falling in the specified period during periods of temporary disability, maternity leave, parental leave, the period of release of the employee from work with full or partial retention of wages in accordance with the legislation of the Russian Federation, if insurance contributions to the Social Insurance Fund of the Russian Federation were not accrued for the retained wages for this period"
application for granting benefits (drawn up in free form)
Maternity benefit is paid to the insured woman in total for the entire vacation period.
Amount of maternity benefit
The amount of maternity payments depends on the status of the recipient:
If an insured woman’s work experience is less than six months, she can count on benefits in an amount not higher than the minimum wage (from January 1, 2019 - 11,280 rubles)
Calculation of maternity benefits
Since 2013, women have not been given the right to choose the procedure for calculating benefits
Maternity benefit is calculated based on average earnings and does not depend on the employee’s length of service (unlike temporary disability benefits). For convenience, the calculation of benefits can be presented in the following diagram:
Maternity benefit in 2019
equals
income for 2 calendar years
(preceding the year of maternity leave)
divide by
number of days in this period
multiply by
number of maternity days
Now about the nuances.
Firstly, average earnings for each of two calendar years should not exceed a certain maximum. This maximum is established - the maximum value of the base for calculating insurance contributions to the Social Insurance Fund for the corresponding year. In 2017, this amount was 755,000 rubles, in 2018 - 815,000 rubles. That is, when calculating for each year, you need to use the amount that is smaller.
Secondly, the amount of average daily earnings (that is, the quotient from dividing income for two years by the number of days) is now legislative. The permissible maximum is determined as follows: we take the maximum bases for calculating contributions to the Social Insurance Fund for the two years preceding the decree, add them up and divide the resulting amount by 730.
Third, from the total number of calendar days in a two-year period should be excluded:
Periods of temporary disability, maternity leave, parental leave
The period of release of an employee from work with full or partial retention of wages, if insurance premiums were NOT charged on the retained wages for this period
Fourth, if during the two years preceding the maternity leave the employee took maternity or child care leave, then these periods, as we see, will be excluded from the calculations. However, in this case, the woman is given the right to such periods (one year or both) of the previous year (two years), so that this leads to an increase in the amount of maternity payments.
