What is the minimum pension in April? Components of a pension

What is the minimum old-age pension in 2018 in Russia? How much is it, taking into account indexation from April 1, 2018 and the increase in the minimum wage from May 1, 2018? Which minimum size Is retirement possible now? When can we expect the next promotion? Let's talk about minimum amount pension refunds for today, taking into account all indexations, and we will provide a table of values ​​​​by region of Russia.

• 1 What is “minimum pension”
• 2 What does the minimum old-age pension consist of?
• 3 Are indexations taken into account when determining the minimum pension amount?
• 4 Minimum old-age pensions in 2018: table by region

WHAT IS “MINIMUM PENSION”

Let us say right away that there is no such definition as a “minimum pension” in the legislation. But it’s clear that we’re talking about an amount less than insurance pension due to old age it cannot be. How is the minimum size determined?

To do this, let us pay attention to the concept of long-term socio-economic development of the Russian Federation for the period until 2020. It says that the minimum level of pension is set not lower than the subsistence level of a pensioner in the region of his residence (Part II of the Concept, approved by Order of the Government of the Russian Federation of November 17 .2008 No. 1662-r).

Thus, the cost of living of a pensioner in his region can be conventionally called the size of the minimum old-age pension.

WHAT IS THE MINIMUM OLD AGE PENSION COMPOSED OF?

It happens that a person was assigned an old-age pension, but its amount turned out to be lower than the pensioner’s subsistence level. In this case, he is entitled to an additional payment up to the “minimum wage”. Correctly it is called " social supplement towards retirement” to the pensioner’s subsistence level. The right to it arises when 2 conditions are simultaneously met:

• absence of work or other activity during which the person is subject to compulsory pension insurance;
• failure to achieve the total amount of material support for a pensioner equal to the minimum subsistence level of a pensioner in the region of his residence.

Keep in mind that to calculate the “total amount of material support” almost everything is taken into account - all cash payments, including pensions and cash equivalents of measures social support to pay for telephone, housing, utilities and travel on all types of passenger transport (urban, suburban and intercity), as well as monetary compensation expenses for payment for these services.

The amount of PMP for determining the size of federal and regional social supplements to pensions is established in the whole of the Russian Federation and in each subject of the Russian Federation. So, for 2018 in the Russian Federation it is 8,726 rubles, and, for example, in Moscow – 11,816 rubles.

The pensioner must receive a larger payment (when choosing between federal or regional). Also see “Where to apply for a social supplement to your pension: to the Pension Fund or Social Security?”

ARE INDEXES CONSIDERED WHEN DETERMINING THE MINIMUM PENSION SIZE?

Insurance pensions non-working pensioners were indexed from January 1, 2018 to 3.7. The cost of one pension coefficient after the increase was 81.49 rubles, and the size of the fixed payment was 4,982.9 rubles.

Social pensions have been indexed since April 1, 2018 by 2.9%, taking into account the growth rate of the pensioner’s living wage in Russian Federation behind last year.

As a result of indexation of insurance and social pensions in 2018, the average amounts of old-age pensions in Russia were:

• old age insurance – 14,151 rubles;
• social pension – 9,062 rubles;

These figures are provided by the Pension Fund on its official website.

The cost of living for a pensioner has not changed in any way due to the aforementioned indexations in 2018. Therefore, the minimum old-age pension remained at the same level. On many Internet sites you can find tables with strange amounts as minimum pension amounts, where the cost of living is indexed by an indexation factor. This is fundamentally wrong. The minimum cost of living for a pensioner remained at the same level. No need to index it!

From May 1, 2018, the minimum wage was equalized to the subsistence level. Now the federal minimum wage is 11,163 rubles. However, this increase also did not in any way affect the size of the minimum old-age pension, since the cost of living of a pensioner did not change). Its size for determining the amount of additional payment to the pension is established in accordance with the Federal Law of the Russian Federation of October 24, 1997 N 134-FZ “On the cost of living in the Russian Federation” around the country once per next year . In the constituent entities of the Russian Federation, the size of the subsistence minimum for determining the amount of social additional payments is also established once a year no later than November 1 of the current year.

MINIMUM OLD-AGE PENSION SIZES IN 2018: TABLE BY REGION

Even after all indexation in 2018 the minimum level pension provision in Russia cannot be below the subsistence level of a pensioner in the region where he lives. Below we present the minimum pension amounts in Russia, broken down by region, in the table for 2018.

Name of the subject of the Russian Federation	Minimum old-age pension
Overall for the Russian Federation	8 726
Central Federal District
Belgorod region	8 016
Bryansk region	8 441
Vladimir region	8 452
Voronezh region	8 620
Ivanovo region	8 460
Kaluga region	8 547
Kostroma region	8 549
Kursk region	8 600
Lipetsk region	8 620
Oryol Region	8 550
Ryazan Oblast	8 493
Smolensk region	8 674
Tambov Region	7 489
Tver region	8 726
Tula region	8 622
Yaroslavl region	8 163
Moscow	11 816
Moscow region	9 527
Northwestern Federal District
Republic of Karelia	8 726
Komi Republic	10 192
Arhangelsk region	10 258
Nenets Autonomous Okrug	17 956
Vologda Region	8 726
Kaliningrad region	8 726
Saint Petersburg	8 726
Leningrad region	8 726
Murmansk region	12 523
Novgorod region	8 726
Pskov region	8 726
North Caucasus Federal District
The Republic of Dagestan	8 680
The Republic of Ingushetia	8 726
Kabardino-Balkarian Republic	8 726
Karachay-Cherkess Republic	8 618
Republic of North Ossetia-Alania	8 064
Chechen Republic	8 719
Stavropol region	8 135
Southern Federal District
Republic of Adygea	8 138
Republic of Kalmykia	7 755
Krasnodar region	8 537
Astrakhan region	7 961
Volgograd region	8 535
Rostov region	8 488
Republic of Crimea	8 530
Sevastopol	8 722
Volga Federal District
Republic of Bashkortostan	8 320
Mari El Republic	8 036
The Republic of Mordovia	8 194
Republic of Tatarstan	8 232
Udmurt republic	8 502
Chuvash Republic	7 953
Kirov region	8 474
Nizhny Novgorod Region	8 100
Orenburg region	8 059
Penza region	7 861
Perm region	8 503
Samara Region	8 413
Saratov region	7 990
Ulyanovsk region	8 474
Ural federal district
Kurgan region	8 630
Sverdlovsk region	8 726
Tyumen region	8 726
Chelyabinsk region	8 586
Khanty-Mansi Autonomous Okrug-Yugra	11 708
Yamalo-Nenets Autonomous Okrug	13 425
Siberian Federal District
Altai Republic	8 594
The Republic of Buryatia	8 726
Tyva Republic	8 726
The Republic of Khakassia	8 543
Altai region	8 543
Krasnoyarsk region	8 726
Irkutsk region	8 723
Kemerovo region	8 347
Novosibirsk region	8 725
Omsk region	8 480
Tomsk region	8 561
Transbaikal region	8 726
Far Eastern Federal District
The Republic of Sakha (Yakutia)	13 951
Primorsky Krai	9 151
Khabarovsk region	10 895
Amur region	8 726
Kamchatka Krai	16 543
Magadan Region	15 460
Sakhalin region	12 333
Jewish Autonomous Region	9 013
Chukotka Autonomous Okrug	19 000
Baikonur	8 726

Consumer basket

PMP size secured Federal Law No. 415 dated December 19, 2016 RUB 8,540 263 RUR.

8,703 rubles 163 RUR

Increase in social pension

With an increase in PM

1. reduction factor.
2. WITH January 2018 insurance pensions
3. From April 2018 but it will happen indexing social payments

Federal Law No. 166 dated December 15, 2001. In law

pensions should increase by 4.1% .

Federal Law No. 134

REGION	SIZE OF PMP IN 2017, RUB.	EXPECTED SIZE OF PMP IN 2018, RUB.
Moscow	11 561	17 500
Saint Petersburg	8 540	8 796
Saratov	7 700	7 931
Samara	8 173	8 418
Volgograd	8 535	8 791
Kursk	6 961	7 170
Kamchatka Krai	16 400	16 892
Novosibirsk	8 538	8 788
Ekaterinburg	8 540	8 796
Nizhny Novgorod	8 082	8 324
Kazan	8 232	8 479
Chelyabinsk	8 523	8 779
Omsk	8 217	8 464

Conclusion

Main conclusions:

1. The cost of living for a pensioner in the country as a whole is: RUB 8,540.
2. Expected increase in social pensions in 2018 – 4.1% .

The most popular question and answer regarding the minimum pension

Question: Hello. My name is Anatoly Petrovich. I live in the Bryansk region. I receive a minimum pension. Without taking into account allowances, the monthly pension is 7,000 rubles. Will payments be increased starting next year, and approximately how much will they be, taking into account federal and regional social supplements?

Answer: Hello, Anatoly Petrovich. The cost of living for a pensioner in 2017 in your region is 8,095 rubles. Accordingly, if your pension is - 7,000 rubles, the amount of the federal surcharge to it is 1,095 rubles. (8,095 – 7,000). There is no regional surcharge, since the size of the PMP installed in the Bryansk region is less than it federal significance(8,540 rubles).

Starting next year, the payments in question will rise. At the state level, PMP will increase by 4.1%. As for Bryansk, exact information about the size of the increase will become known in October 2017. Estimated increases can be obtained based on the current Resolution of the regional government No. 338 of July 24, 2017. According to the normative act, the living wage of a pensioner, and with it the minimum pension, should not be lower - 8,203 rubles.

If this amount is indexed to the federal inflation rate (about 3%), in 2018 the amount of your pension will be - 8,449 rubles.

Many social benefits are also tied to the minimum wage and minimum pension.

Opinions are already being expressed that not all regions will have the money to implement the law. For example, the debt of the Trans-Baikal Territory is equal to 91.4% of the region’s budget - there is simply no money to increase the salaries of public sector employees. Kostroma region and Khakassia was transferred under the external management of the Federal Treasury due to debts - now all spending from the region’s budget is coordinated with the department. +

Let us remind you that the minimum wage and the subsistence minimum - an indicator determined by the government of the Russian Federation for normal human life - are equally indicators indicating the state of well-being of the country's population. +

From May 1 in Russia, the minimum wage and the minimum cost of living will be 11,163 rubles. In Bashkiria, this figure will be higher, since, according to the explanations of the Minister of Family, Labor and social protection population of Lenara Ivanova, the minimum wage does not include the Ural supplement. Accordingly, taking into account the regional coefficient, since May of this year the minimum wage in the republic cannot be lower than 12,837.45 rubles. This means that employers, including the state, will be obliged to pay employees no less than this amount, as well as increase benefits to needy citizens. +

Recalculation of points regarding the minimum pension will begin in August 2018

According to experts, increasing the minimum wage will not have a significant impact on the calculation of pensions due to the fact that the indicators are calculated depending on the regulated minimum subsistence level and cannot be lower than it. +

The subsistence minimum for pensioners to determine the calculation of the federal social supplement is calculated for the year, and its amounts are no longer revised during the current year. Thus, from May 1, 2018, minor social payments may be added to pensions, but the pension benefit itself will remain unchanged. +

The recalculation of points will begin in August of this year, then pensioners can expect some reforms.

Living wage for a pensioner in 2018

In order to assign the values ​​of individual social support measures for low-income people and determine state and regional budgets for a specific year, the concept living wage(PM). Regulatory normative act – Federal Law No. 134 of October 24, 1997. According to it, the PM is set quarterly depending on the increase in prices for goods and services included in the consumer basket. +

Consumer basket comprises minimum set products and vital services for the population necessary for the healthy functioning of the body for one month. Its qualitative and quantitative composition is approved at the country level at least once every five years.

Prices for items included in the cart vary by region of the Russian Federation. Accordingly, the PM calculated from them will not be the same across the subjects of the Federation. The rate of consumption of necessary goods for certain categories of people is also different. Therefore, PM is allocated for pensioners, for the adult working population and for children. +

Living wage for a pensioner(PMP) is established as the minimum pension. If a citizen has a smaller pension with all benefits, he is entitled to a social supplement. It is carried out from federal and regional budgets.

At the state level in 2017 PMP size secured Federal Law No. 415 dated December 19, 2016 According to the law, the indicator in question for Russia as a whole is equal to - RUB 8,540. Compared to 2016, this amount was reduced by 263 RUR.+

With the rising cost of living minimum pension in 2018 will increase. According to data from the draft federal budget for 2018 proposed by the Ministry of Finance, the figure will reach 8,703 rubles, and the amount of increase will be 163 RUR. By region, PMP is installed by its own regulations, and its value will be different. +

Increase in social pension

With an increase in PM minimum pension from January 1, 2018 will also grow. The increase in payments for the next year will occur on different dates depending on the category of pensioner: +

From the beginning of the year, pensions of military personnel and employees of other law enforcement agencies will increase due to an increase reduction factor.
WITH January 2018 will also be indexed insurance pensions, and with it the amount of basic payments: EDV, NSU, the size of the fixed part of the pension and the cost of one pension point.
From April 2018 but it will happen indexation of social payments, appointed separate categories citizens who do not have rights to a labor pension.

The procedure for revising the amount of social pension is regulated Federal Law No. 166 dated December 15, 2001. In law increase in the minimum pension in 2018 depends on the level of growth of PMP over the past year. That is, knowing the amount of increase in this indicator, you can calculate the size of expected social payments. +

The indexation percentage by law must be at least 1.9%. According to the Minister of Labor Maxim Topilin, in 2018 social pensions should increase by 4.1% .+

Minimum social pension in 2018:

Children who have lost one parent.
5 034.25
5 240.65
Disabled childrenDisabled since childhood 1 gr.
12 082.06
12 577.42
Disabled people since childhood 2 gr.Disabled people 1 gr. +

Children are orphans
10 068.53
10 481.34
Disabled people 3 gr.
4 279.14
4 454.58
+

Minimum pension in the regions in 2018

For individual subjects of the Federation, the cost of living, and along with it the size of the minimum pension, will vary. The amounts of the indicators under consideration are regulated on the basis of regional legislation. According to Federal Law No. 134, local authorities must determine the cost of the consumer basket by the beginning of November of the current year, and along with it, establish a regional PMP for the next calendar period. +

What will be the minimum pension in 2018? for the constituent entities of the Federation will be established at the end of the year. With an assumed inflation of 3%, the PM will be:

REGION
SIZE OF PMP IN 2017, RUB.
EXPECTED SIZE OF PMP IN 2018, RUB.
Moscow
11 561
17 500
Saint Petersburg
8 540
8 796
Saratov
7 700
7 931
Samara
8 173
8 418
Volgograd
8 535
8 791
Kursk
6 961
7 170
Kamchatka Krai
16 400
16 892
Novosibirsk
8 538
8 788
Ekaterinburg
8 540
8 796
Nizhny Novgorod
8 082
8 324
Kazan
8 232
8 479
Chelyabinsk
8 523
8 779
Omsk
8 217
8 464

Conclusion

Minimum pension in Russia depends on the minimum living wage for a pensioner established in it. The latter is set depending on the prices of goods and services included in the consumer basket of the population. +

Main conclusions:

The PMP and the composition of the consumer basket are determined by the government based on proposals from the Ministry of Finance.
The cost of living for a pensioner in the country as a whole is: RUB 8,540.
Expected increase in social pensions in 2018 – 4.1% .

Everyone pre-retirement age thinks about the question: what is the minimum size of a labor pension? Most often, this question worries people who have worked in public sectors: teachers, municipal employees, and health workers.

IN Lately The Russian government is pursuing a policy aimed at improving the quality of life of pensioners. This is due to the fact that previously for every unemployed citizen old age There were 10 workers, but now this figure has been reduced to two due to the worsening demographic situation. In this regard, in 2013, another pension reform was launched, the essence of which is the following:

• Searching for new sources of pension insurance for a stable increase in pensions for citizens who worked as individual entrepreneurs (self-employed);
• Cancellation of the funded part of the pension: now 22% is transferred only to insurance part. If desired, each citizen can transfer 6% of the funded share to any non-state Pension Fund.

Also, due to the difficult economic situation, it was decided to increase the retirement age for civil servants by 6 months annually. This innovation was planned to be extended to all categories of workers, regardless of the field of activity, but after consideration, the bill was rejected and sent for revision.

The amount of cash payments to retired citizens depends on several factors:

• Average salary at last place of work;
• Region of residence;
• The living wage established in the region;
• Employment form.

Under greatest risk people who worked unofficially are included, because V in this case their employers do not make contributions to the Pension Fund. This could result in the smallest pension – social, the size of which is equal to the subsistence level in the region.

According to 2017 statistics, residents of the Republic of Mordovia receive the smallest pension - only 6,483 rubles, and the most high performance installed in the Leningrad, Astrakhan, Chelyabinsk and Penza regions, Yamalo-Nenets Autonomous Okrug.

What is the minimum labor pension in Russia?

It is worth noting that highest value To calculate the amount of the pension, the average earnings at the last job, as well as the region of residence, are used. this sometimes directly affects various surcharges. For example, able-bodied residents Far North“polar” surcharges apply, they apply regional coefficients– accordingly, the average salary will be slightly higher than in other parts of the country.

Over the past 10 years, pensions of Russian residents have increased tenfold, but we must also take into account the level of inflation, which in certain years reached high levels. To track the dynamics of growth, just look at the table by year:

Year	Minimum pension in rubles
2007	2950
2008	3508
	4044
2010	4395
2011	5141
	5229
	5828
2014	6308
2015	7916
2016	8025
2017	8178

On average, every quarter the pension increases by 300-500 rubles, but since the beginning of the crisis in 2014, this figure has decreased significantly. By the amount pension payments a huge impact influenced by the economic situation in the country, so a significant increase in social benefits is not expected in the near future.

Differences in labor pensions depending on the region

In the Russian Federation it is clearly regulated retirement age, from which every citizen has the right to retire and receive social benefit. For women it is 55 years old, for men – 60. According to global indicators, this is considered early exit to retire, but you need to take into account that in other countries the average life expectancy is slightly higher. For example, in Japan people retire at 70, in Denmark at 67, and in the USA at 65, both men and women.

The main condition for receiving an insurance pension in Russia is having 7 years of work experience. If it is not there, a person can only claim a social pension equal to the subsistence minimum. If its size is less than the minimum established in the region, social additional payments are made from the budget.

What are the average pensions in the country:

• Moscow: 13,200 rubles;
• St. Petersburg: RUB 9,900;
• In other regions: 7,000 – 8,500 rubles.

Labor pension: how can its size be increased?

On this moment all pension contributions consist of basic and insurance parts, but before the start of the reform there was also accumulative part. Now the money that employers transfer for their employees monthly to the Pension Fund of Russia will be paid to them in old age in the form of insurance and basic shares, the total amount of which is approximately 2,500 rubles. to date.

What can affect the amount of the insurance portion:

• Salary at last job. Only official data is taken into account, so those who received money in an envelope should not count on a large pension;
• Age: if, for example, a woman continues to work after reaching 55 years of age, an additional coefficient will be added to her pension annually. Thus, in 10 years of work “from above” the pension can double;
• Insurance experience. Previously, the concept “ seniority", but now it practically does not matter, because pension points are formed precisely on the basis monthly deductions to a personal account with the Pension Fund. The more points, the higher the pension.

Recently, it has become popular to transfer the funded part of contributions to non-state Pension funds, because In the Pension Fund of Russia such operations are temporarily “frozen”. In European countries, this has been practiced for a long time, but in Russia there are many organizations that engage in fraud in this area, and some time after opening they allegedly “burn out”, and along with them the citizens’ already transferred money disappears.

To protect yourself, you need to make a choice Pension Fund with full responsibility and pay attention to the following factors:

• Founders. It is better if these are world-famous companies or entrepreneurs playing important roles in the country's economic sector. If the founders include several small organizations, you should not trust such a fund;
• Date of creation of the NPF. Organizations created just recently do not inspire much trust. It is desirable that they were officially opened before the 1998 crisis, because... experienced economic difficulties, especially if there are several of them, is a good indicator of the stability and reliability of the fund, and also reduces the risk of its ruin for investors;
• Profitability. You can find out in two ways: look at the FSFM data, because exactly Federal Service for Financial Markets is the supervisory authority for all non-state pension funds. There is another option - to get acquainted with the information of the NPF itself. If the difference between the two information is insignificant, you can trust such a fund: as a rule, companies that want to attract as much as possible more clients, but are not going to function long time and transferring all funds to offshore accounts, significantly exaggerate their profits in official information;
• Rating according to rating agencies. The highest is AAA. If the organization’s rating has been revoked, this should raise doubts: the likelihood of its imminent liquidation is very high;
• Reviews. The best confirmation of the reliability of a non-state pension fund is the presence of reviews about it, but it is worth considering that they can also be custom-made. If there are no responses at all about the NPF, this may indicate that it was opened quite recently and has not yet had time to develop a client base.

To ensure a comfortable old age, it is now recommended to think about future pension and start making savings. The only negative here it may be that all non-state Pension funds are private companies that in ten years may go bankrupt, and then all investors will be left with nothing, because according to the law it is almost impossible to reclaim the transferred money, especially if the company has a small authorized capital and does not have its own property, after the sale of which it would be possible to at least partially pay off.

The best way out is to start saving money into your own account now, but even this cannot guarantee protection from devaluation and other economic changes.

What is the smallest pension in Russia? This question is relevant for many citizens. To find out about the minimum amount of accrual that a pensioner can receive in 2016, the conditions necessary to receive a pension, you need to read this article.

The amount of the minimum pension: concept

The main regulatory document regulating pension relations is the Law “On Pension Security”.

However, besides it, there are other legal acts that establish the procedure and conditions for citizens. Taken together, these documents form Russia.

Before we begin to consider the question of what the minimum pension is in Russia, it should be said that the current pension legislation does not establish such a concept. At the same time, the state guarantees that citizens will receive a pension no less than the subsistence minimum. If a person’s pension is less than the specified minimum, then such pensioner will receive social supplements.

Thus, the value lowest pension in Russia will always be equal to the subsistence minimum.

Minimum pension in Russia this year (by region)

The size is different in each subject of the Russian Federation. Therefore it will be different and lower limit pensions.

Pensioners who do not work, receive a pension with all other social payments less than the subsistence level established in the constituent entity of the Russian Federation, have the right to receive a social supplement. This additional payment can be made from both the federal and regional budgets.

Types of additional payments: how much will the minimum pension by region be along with them?

There are 2 types of pension supplements:

• A federal supplement is made if the amount of a citizen’s pension and other payments is less than the regional subsistence level. Additional payments are made by the Pension Fund branches.
• Regional additional payments are made if the pensioner’s pension and other payments amount to less than the regional subsistence minimum, but more than the same figure for the country as a whole.

The living wage in 2016, according to paragraph 6 of Art. 8 of the Law “On the State Budget for 2016”, in Russia as a whole is 8803 rubles.

For example, this year the minimum is set in the Kursk region, and the highest in the Chukotka Autonomous Okrug (6,391 and 19,000 rubles, respectively).

To receive a regional surcharge, the pensioner must be unemployed, otherwise the surcharge will not be made.

How to calculate pension

Pensions in Russia naturally increase over the years. For example, the change in the size of this payment since 2010 occurred in the following order:

• 2010 - 7476 rub.
• 2011 - 8202 rub.
• 2012 - 9040 rub.
• 2013 - 10,400 rub.
• 2014 - 10,990 rub.
• 2015 - 12,400 rub.
• 2016 - 13,100 rub.

This lists the average pensions in Russia by year. Minimum pensions changed in accordance with changes in the cost of living.

To understand whether a pensioner is a person entitled to additional payments to his pension, it is necessary to calculate the amount of all payments transferred to him. The law determines that for such a calculation it is necessary to add up all cash payments, namely:

• pension, which includes funded, insurance, old-age pension, plus fixed payments;
• cash payments provided to a citizen every month, including a set of public services;
• amounts of additional social security;
• other payments made by regional authorities for the purpose of social assistance citizens.

By adding up these payments and receiving an amount of less than 8,803 rubles, the pensioner can confidently count on a federal supplement. If the authorities of the region of residence determine a minimum subsistence level that is greater than this amount, then you can also apply for a regional surcharge.

Thus, the smallest pension in Russia is 8,803 rubles, but in certain regions of the country it can be higher. These mainly include. It must be remembered that pension increases in Russia occur periodically; the state does not leave disabled elderly people alone.

Old age pension

One of the types of pensions that disabled citizens can count on, in accordance with Law No. 166-FZ, is an old-age pension. It is prescribed when a person reaches a certain age: men - 60 years, and women - 55 years. Previously, this type of security was called labor pension by old age. However, with changes in legislation, it is now called an old-age insurance pension.

Old age pension calculation

The maximum low old-age pension in Russia is also not defined by law. is carried out if the following conditions exist:

• Work experience must be at least 7 years this year (later until 2024 required experience increases by one year each year);
• achievement established years(60 and 55 years old);
• accumulation of necessary pension points (these points are accrued for each year of work).

It is calculated by multiplying the awarded points by their value. A fixed payment guaranteed by the state is added to the amount calculated in this way. How much the lower limit of the pension will be, the formula for calculating it, as well as the size of fixed payments are established in the Law of the Russian Federation “On Insurance Pensions”. By contacting the territorial division of the Pension Fund of Russia, you can consult on any issue.

Summarizing the above, we can say that pensions in Russia are a very variable indicator. Every year, or even several times a year, it changes. At the same time, very important factor is in Russia depending on economic and social conditions in the country.

The minimum pension in Russia is a relative concept and not precisely defined. Main indicator“minimum” in this case is the size of the subsistence minimum, which is established for each region. If the pension is higher than it, then you are doing well. But even if it is lower, the state will still not abandon you.

What is the average pension in Russia?

According to information from the Pension Fund of the Russian Federation, the average size old age pensions in Russia as of the end of 2018 - the beginning of 2019 is approximately 14,100 rubles.

If compared with wages, then, according to analysts’ calculations, this pension amount is about 40% of the average earnings in Russia.

The average social pension is 9,045 rubles.

The average pension paid to disabled children is 13,699 rubles.

Pensions received by citizens with disabilities due to military trauma average 30,700 rubles.

It is worth noting that in the post-Soviet space, the Russian Federation is one of the richest countries in terms of pension provision for citizens. The only competition we can have is the Baltic region, but it is worth considering that in the Baltics there are quite high costs for utilities, which “eat up” all the “earnings” of pensioners.

If you pay attention to the pension policy pursued by the state, it can be noted that compared to the 90s of the twentieth century, the crisis in this area has begun to fade away.

What is the minimum old age pension?

Having reached the age established by law, a citizen begins to think about what minimum pension awaits him?

Note that in Russian legislation the concept of “minimum pension” does not exist; its size depends on various circumstances.

The minimum amount of an old-age pension should not be lower than the minimum subsistence level for pensioners established in the region of residence of the pensioner.

But if such a situation nevertheless occurs (a citizen’s old-age pension with all allowances is below the subsistence level for pensioners), then additional social benefits are established for the pensioner: in such an amount that the pension is equal to the regional subsistence level. The social supplement is established based on the pensioner’s application. Working pensioners are not entitled to social benefits.

The minimum pension may be increased in the following cases:

• a citizen crosses the 80-year mark;
• one or more relatives are dependent on him;
• the insurance pension is indexed;
• pensioner goes to work.

In order to receive at least the minimum old-age pension in Russia, you must have at least 15 years of work experience. But the thing is that not everyone has it. In this case, you will be paid a social pension.

Maximum old-age pension

Maximum size It is currently impossible to calculate old-age pensions. It will depend on many circumstances - retirement age, length of service, wages, pension contributions etc.

Now let's turn to the new pension legislation, namely Federal law"About insurance pensions."

from January 1, 2019, the retirement age has been increased: women now retire at 60, men - at 65. And still, citizens who will retire later in age, established by law, will receive an increase in pension in proportion to the time during which they were not retired (but could have been!).

Accordingly, the later you retire, the higher the pension will be.

Pension calculator

On June 25, 2013, it was posted on the official website of the Ministry of Labor of the Russian Federation and the Pension Fund of the Russian Federation pension calculator, simply put, a mechanism by which citizens of the Russian Federation can calculate their future pension.

But, according to the Minister of Labor of the Russian Federation, the calculator is not intended to display exact size pensions; he can only predict a certain amount at various indicators.

When calculating your future pension, you will be asked to enter in the columns the amount of your salary, gender, term military service etc. But the calculator gives the amount as of today, that is, as it would be if you retired tomorrow.

The calculator bases its calculations on the new pension formula, which is provided for in the Law “On Insurance Pensions” dated December 28, 2013 No. 400-FZ, effective from January 1, 2015.

But! It is worth remembering that the pension formula initially includes an instrument that can affect the size of the pension in the direction of its reduction. This is the so-called cost of the pension coefficient, which is set depending on the economic and demographic situation in the country and other indicators.

What do we have besides pensions?

Due to the fact that pensioners (the majority) do not engage in labor activity, they are considered socially unprotected categories of citizens.

That is why, in addition to pension provision, pensioners can count on other benefits and allowances.

1. Tax legislation has provided “indulgences” for pensioners in the form of exemption from property tax; the pension is not taxed, and you can also receive a property deduction for the purchase of real estate if you apply for it within 3 years after retirement (pensioners are allowed to apply for a deduction for the previous 3 years, unlike other citizens).
2. In the healthcare sector, everything is also good: all pensioners are covered by the compulsory health insurance program and have the right to receive medical care for free. Citizens receiving a minimum old-age or disability pension are required to sell prescription medications at a 50 percent discount.
3. Compensation for payments for housing and communal services. If a pensioner is recognized as low-income, then he is entitled to a subsidy to pay for utilities. In addition, in some regions compensation for housing payments is provided as additional measure social support.
4. Preferential travel to public transport, provided for by law regions.

If we summarize federal and local legislation, we can conclude that in addition to pensions, citizens have the right to additional benefits provided to them by the state.

Pensions in 2018 - 2019

The pension formula, which provides for the recalculation of pensions in points and an increase in length of service for calculating a pension, due to its complexity, raises many questions.

It should reassure current pensioners and everyone who managed to retire before 2015 that their pension rights will not be violated, but will have the same force.

Now it is especially beneficial for citizens to receive a “white” salary and forget about envelopes, since the amount of wages and deductions from it also affect the size of their future pension.

The new law introduced the concept of “annual pension coefficient"(GPC), meaning the result of a citizen’s work for the year. The RPC is equal to the ratio of the amount paid by your employer to the amount that can be paid from the maximum contribution amount multiplied by the maximum value of the pension ratio.

Another advantage was that the “working” experience required to assign a pension includes parental leave for up to 1.5 years for a total of 4.5 years. Moreover, this leave counts not only to the mother, but to the person who was officially on maternity leave.

The pension also remains composed of 2 parts: insurance and funded. Insurance is calculated according to the law “On Insurance Pensions”, and accumulative - according to the law “On funded pensions» dated December 28, 2013 No. 424-FZ, which also came into force on January 1, 2015.

If we look closely at pension reforms And latest changes in pension legislation, we will see that the state is trying to gradually “lead” the country out of the hole called “low pensions”. Evidence of this is the indexation of pensions twice a year, recalculation of pensions for working pensioners, etc.

However, it is impossible to make an unambiguous conclusion that everything is fine in the retirement field. It is necessary to give an “incubation” period for new reform and wait to see what kind of “chick” will emerge from this “egg”.

In light of the negative trends in the Russian economy that have lasted for several years, citizens are in no hurry to increase their consumer baskets - it is obvious that the crisis has hit the wallets of Russians with tangible force. It is known that the state will again have gaps in 2018 - and, in connection with this, a number of analysts have expressed their disappointing forecasts regarding raising the standards of social payments. This topic worries me most Russian pensioners. What will the pension be in 2018 and are there any prerequisites for an increase? minimum benefit? Let's consider the main theses.

How do they promise to increase the minimum pension from January 1, 2018?

“Minimum pension” is an absolutely conditional term in the legislation of the Russian Federation, and implies the amount that is paid monthly to people whose length of service and age meet pension standards, including those who do not receive other types of pension benefits.

The amount of the subsistence minimum is calculated from the parameters for the current year, the level of price growth for, as well as other indicators of the economic state of the state. In each region of the Russian Federation, the standard of living wage has different values, and if the minimum pension does not reach its level, the deficiency is subsidized by funds from the regional treasury.

The issue of the minimum in 2018 should be differentiated by categories of accrual for citizens:

An insurance pension (by age) presupposes retirement for women after 55 years and for men after 60 years, with at least 7 years (until 2024, this standard will increase to 15 years). 8,703 rubles – this is the minimum that beneficiaries of an insurance pension can count on in 2018. From January 1 of the new year, pensioners in Moscow are promised to be paid twice as much - 17,500 rubles.

Social pension is benefits paid regularly to those citizens who do not receive insurance. monthly payments but need state support for certain reasons (in case of disability, loss of a breadwinner, old age in absence). In 2018, the government promises to index this type benefits by 3.7%. And from April of the new year, the size of the social pension is expected to be 8,742 rubles.

The minimum insurance pension will also be indexed by 3.7%, and this will not be done in February, as a rule, but from January 1. But for working pensioners, their benefits will remain unchanged until August 2018 - from this month, pensions will be recalculated taking into account the increase in the value of their work points.

Minimum size Russian pension in 2018 will be calculated using the formula:

Fixed amount + insurance premium,

where the last value is sum of individual points * cost. Instead of 78.58 rubles, the cost of a point in 2017 is planned to be fixed at 81.49 rubles.

How does the minimum cost of living for a pensioner differ across Russian regions?

The first wave of widespread increases is planned in January, but not all pensioners will receive the same amount, even if they have the same achievements in terms of length of service. In addition, starting from the new year, local budgets can introduce additional charges to their residents. How will the size of minimum pensions differ in Russian regions?
As already noted, it is Moscow residents who can claim one of the highest pensions in the country - their size is set at 17,500 thousand.

Most high level minimum pension benefit in the Central District - 9.5-9.6 thousand rubles. recorded in Voronezh, Kostroma, Smolensk region, and the lowest is in the Kursk and Bryansk regions, where the minimum pension does not exceed 7.5 thousand rubles.

The figures will be higher in the Northwestern District - for example, in the Murmansk and Arkhangelsk regions the minimum pension will be more than 12.5 thousand rubles, and in the Nenets Autonomous District - more than 18 thousand rubles. At the same time, in St. Petersburg, the Leningrad and Novgorod regions, there are some of the lowest minimum wages in the region - about 8.8 thousand rubles.

In the Southern District, pensioners of the Volgograd and Rostov regions, here the benefit amount is fixed at 9.4 thousand rubles. At the same time, residents of Adygea and Kalmykia receive the smallest amounts in the region - less than 8.7 thousand rubles.

About 9-9.3 thousand rubles - this is the “minimum wage” for residents of the Volga Federal District in Udmurtia, Tatarstan, and the Kirov region. The Saratov and Orenburg regions are an order of magnitude behind them - here the minimum pension is 7.7 thousand rubles.

Quite high rates of minimum pensions are recorded in the Ural District. In the Yamalo-Nenets and Khanty-Mansi Autonomous Okrugs, pensioners live on 12-14 thousand rubles, while in the Tyumen and Chelyabinsk regions the pension will be much lower - about 9.3 thousand rubles.

The highest minimum pension in the Siberian District is 9.7 thousand rubles. recorded in the Republic of Buryatia, Trans-Baikal Territory, Novosibirsk Region. But in Kemerovo, the lowest pension figures barely reach 8.8 thousand rubles.

The highest levels of pensions are intended for residents of the Far Eastern Federal District. In Yakutia, Kamchatka, Chukotka, pensioners receive benefits in the range of 17-21 thousand rubles. At the same time the most low performance tracked in Amur region, Primorsky Krai - about 9.6 thousand rubles.

But in the North Caucasus federal district pensioners receive benefits - the lowest in the country. In Karachay-Cherkessia, North Ossetia, Ingushetia, and Stavropol Territory, these payments are in the range of 7.6-8 thousand rubles.

Minimum pension in 2018 by region of Russia: table

Item no.	Region	rubles
Central Federal District
1	Belgorod region	8 836
2	Bryansk region	7 327
3	Vladimir region	9 233
4	Voronezh region	9 567
5	Ivanovo region	8 194
6	Kaluga region	9 338
7	Kostroma region	9 629
8	Kursk region	7 044
9	Lipetsk region	9 479
10	Moscow region	9 864
11	Oryol Region	8 597
12	Ryazan Oblast	7 998
13	Smolensk region	9 516
14	Tambov Region	8 231
15	Tver region	8 726
16	Tula region	9 354
17	Yaroslavl region	8 930
18	Moscow	17 500
Northwestern Federal District
19	Republic of Karelia	9 703
20	Komi Republic	10 556
21	Arhangelsk region	12 315
22	Nenets Aut. district	18 199
23	Vologda Region	9 701
24	Kaliningrad region	9 703
25	Leningrad region	8 672
26	Murmansk region	12 497
27	Novgorod region	9 299
28	Pskov region	9 606
29	Saint Petersburg	8 817
Southern Federal District
30	Republic of Adygea	8 970
31	Republic of Kalmykia	8 296
32	Krasnodar region	9 279
33	Astrakhan region	8 759
34	Volgograd region	9 380
35	Rostov region	9 355
Volga Federal District
36	Republic of Bashkortostan	8 644
37	Mari El Republic	8 781
38	The Republic of Mordovia	8 231
39	Republic of Tatarstan	9 175
40	Republic of Udmurtia	9 371
41	Chuvash Republic	8 146
42	Kirov region	9 077
43	Nizhny Novgorod Region	8 809
44	Orenburg region	7 761
45	Penza region	8 401
46	Samara Region	8 326
47	Saratov region	7 971
48	Ulyanovsk region	8 707
49	Perm region	9 011
Ural federal district
50	Kurgan region	9 226
51	Sverdlovsk region	9 703
52	Tyumen region	9 402
53	Chelyabinsk region	9 368
54	Khanty-Mansi Autonomous Okrug	11 830
55	Yamalo-Nenets Autonomous Okrug	14 797
Siberian Federal District
56	Altai Republic	9 499
57	The Republic of Buryatia	9 703
58	Tyva Republic	9 245
59	The Republic of Khakassia	9 349
60	Altai region	9 217
61	Transbaikal region	9 703
62	Krasnoyarsk region	9 270
63	Irkutsk region	9 701
64	Kemerovo region	8 882
65	Novosibirsk region	9 703
66	Omsk region	9 057
67	Tomsk region	9 275
Far Eastern Federal District
68	The Republic of Sakha (Yakutia)	Zone 1:
		17 435
		Zone 2:
		14 763
69	Kamchatka Krai	17 151
70	Primorsky Krai	9 637
71	Khabarovsk region	12 009
72	Amur region	9 695
73	Magadan Region	16 280
74	Sakhalin region	13 225
75	Jewish Autonomous Region	9 700
76	Chukotka Autonomous Okrug	20 944
North Caucasus Federal District
77	The Republic of Dagestan	8 707
78	The Republic of Ingushetia	8 104
79	Kabardino-Balkaria	8 922
80	Karachay-Cherkessia	7 491
81	North Ossetia	7 606
82	Chechen Republic	8 989
83	Stavropol region	8 293